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The Reserve Bank of Australia (RBA) has left official interest rates unchanged at 4.25 per cent at its board meeting on February 6, 2012.

Interest Rates are expected to drop from 4.25 per cent down to 4.00 per cent on Tuesday for the third consecutive time when the RBA meets again.

2/3 of Australians don't have Income Protection Insurance, so how would you keep paying the bills and living the lifestyle that you have become accustomed to if you are one of these people? Below is a case study that really happened; only names have been changed so that the clients could remain anonymous.

When one considers the alarming incidence of cancer and heart disease in Australia it makes perfect sense and cents to take out trauma insurance cover.

How you choose to spend your free time shouldn't prevent you from purchasing a life insurance and/or income protection policy.

During your lifetime you'll probably take out a number of insurance policies to protect yourself and your family against the risk of loss. Even the most watertight plans aren't immune to unforeseen events, and insurance offers a safety net for the unexpected.

The ANZ Bank announced recently that they would now be setting their own schedules for rate reviews up to 10 days after the Reserve Bank has set the cash rate each month.

Australian insurance companies are making it their business to inform all Australians of the benefits of income protection.

The Reserve Bank of Australia (RBA) has cut official interest rates by 25 basis points to 4.25 per cent at its board meeting on December 6, 2011. It was the second interest rate cut in a row.

The big four banks have had their credit rating slashed by Standard & Poor's, the world's largest ratings agency, thus reducing the chance of an interest rate cut being passed on in full next week.

A report recently released has shown that home buyers can still expect mortgage discounts to continue next year as the big four banks continue to fight each other for a bigger share of the slow lending market.

The price war between the big four banks will hurt the non bank lenders and will cause less competition for the market.

When it comes to life insurance, most Australians admit defeat before they've even started. Navigating your way around the hundreds of polices on offer can be hard work, not to mention understanding the value of all of the optional extras and pricings.

Most Australians already know main personal insurance types such as life insurance, income protection insurance, trauma insurance & TPD Insurance. However there are less known different types of personal insurance.

Although most Australian families have some level of life insurance cover, most are unaware of the inadequacy of their policy.

Industry watchers have stated that home loan borrowers are lucky as they are able to wait for the best available deals from lenders.

The Reserve Bank of Australia (RBA) has cut official interest rates by 25 basis points to 4.50 per cent at its board meeting on November 1, 2011. It was the first interest rate cut by RBA in two and a half years.

When the RBA meets on Tuesday Melbourne Cup day, there is a slight chance of a rate cut as inflation pressures have eased.

Official data released by the Australian Bureau of Statistics last week revealed lower inflation figures than expected for the September quarter, adding to speculation of an interest rate cut.

A recent survey has found that housing costs are the biggest concern for workers in insecure employment.

According to the latest ACTU report both men and women are concerned about housing stress over the next twelve months. Both men and women's biggest concern is the repayments of home loans and rent expenses.

Economists have predicted that interest rates are unlikely to change over the next few months due to more jobs being created in September than expected.

Unemployment dropped from 5.3 per cent to 5.2 per cent.

The Reserve Bank of Australia (RBA) has left official interest rates unchanged at 4.75 per cent at its board meeting on October 4, 2011.

RBA decision to keep the official cash rate on hold met the expectation of financial markets: