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Most businesses insure their offices, computers, cars, etc, but usually fail to recognise their most important asset - the key people. Thus key person insurance is the most neglected business insurance option in Australia.

Personal insurance became a main type of insurance held by typical Australian families in nowadays. Below you will find the most popular personal insurance offered in Australia.

Out of the 16 economists surveyed eleven have forecast that the RBA will increase the cash rate by a quarter of a percentage point when it meets today.

Research has shown that only 22% of Australians believe that they have adequate life insurance.

People who are self-employed in particular, may be putting themselves at financial risk by not having Income Protection Insurance. If you are the business and you are unable to work, what income is available to you?

There are a number of insurance companies that now offer Life Insurance and Children's Trauma Insurance Cover.

Children's trauma insurance or child cover provides you with a lump sum payment should your child suffer one of a list of specified medical conditions or procedures.

Life insurance companies are obliged to provide clear and concise information about their terms and conditions contained in their life insurance policies, and provide you with a product disclosure statement before a client enters into a contract.

Income Protection Insurance provides a monthly benefit to the person insured in the event that they are unable to work due to sickness, injury or accident.

Income protection insurance can provide you with an income if you are unable to work due to sickness or accident. Many policies will cover up to 75% of your salary.

Income protection policies are very flexible and can be tailored to suit your individual and family circumstances.

Critical Illness Insurance is also known as trauma insurance, and will pay a lump sum if the insured is diagnosed with a medical condition.

It is very important to know what your credit rating is, as the day will come when you will need to apply for a new form of financial credit, home loan or credit card for example.

Unlike other forms of personal risk insurance, Income Protection Insurance premiums are tax deductible for most taxpayers.

The after tax cost of the cover can therefore be significantly less than the cost of the premium.

Accidents and sickness can happen to anyone, anytime, anyplace and unfortunately they can often cause hardship and additional expenses.

Accidental death and dismemberment is a term used to describe a policy that pays additional benefits to the beneficiary if the cause of death is due to a non-work-related accident.

As a doctor it is sensible to consider taking out Income Protection from day one of your career, but as it progresses and your responsibilities and liabilities grow making cover even more important.

Life insurance is one of the oldest types of insurance, its theory is fairly simple, individuals pay premiums, and pay outs are made as death benefits.

NRMA specializes in Car Insurance, Health Insurance, Home Insurance and Travel Insurance, so there is no such product as "NRMA Life Insurance" or "NRMA Income Protection". But...

Unfortunately many people fail to associate life insurance quotes with weight and obesity and some find themselves with high life insurance rates, without knowing why they are so high.

Due to the inflation figures being higher than expected economists are tipping a fourth consecutive interest rate rise when the Reserve Bank meets next Tuesday.

There are new proposed laws that will mean that creditors will have to wait 28 days before taking action to recover debt.

Canberra plans to raise the bankruptcy threshold from $2,000 to $10,000 and banks are against this, as they feel it will only encourage Australians to run up bad debts.

These days it is impossible for anyone to predict when it is the right time to purchase a home.

Just simply wait for the right property to purchase.

Melbourne's population is increasing at a faster rate than many other capital cities leading to increase in house prices by over $750,000 over the last three months.