Loan Calculators: home loan, credit card, and other financial calculators

Welcome! You've found our financial and loan calculators. Need to get a feel for how much you can borrow, or how long that home loan will take to pay off? Or perhaps you just need a little help budgeting? Use these tools as a first-step in planning for your financial future.

Of course, if you have an existing loan, or you are looking for a new loan, then feel free to Contact Us for a no-obligation, free, one on one consultation so we can determine your needs so you can save!

Home Loan Calculators

So, you've found a home and want to know whether you can afford the monthly repayments. Our home loan repayment calculator is a good first step in determining approximately how much a home loan of a given term and interest rate will cost you, per month.

It is surprising how paying an extra few dollars per week can make such a big difference to the life of your mortgage. Experiment with our loan term calculator and see the effects of increasing your monthly repayment, on the term of your loan.

While the answer to this question will depend on your individual circumstances, you can get a good idea of your borrowing power by using our borrowing calculator below.

Financial Calculators

Lets you know where your dollars go! This is a useful tool for knowing how you do spend your money or planning how you would like to spend your money.

Weighs up your assets against your liabilities and lets you know your total net worth.

Personal Loan Calculators

Calculate how much you need to pay each month to pay off your personal loan.

Calculate how long it will take to pay off your loan debt.

Credit Card Calculators

Calculate how long it will take to pay off your credit card debt and how much it will cost you.

Savings Calculators

How long will you have to save to become a millionaire? Find out here.

If you already have a savings plan worked out then calculate how much you will have saved plus the interest you have earned

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At Rate Detective we offer many free services to help you with your finances. For more details click on one of the links below.