The RateDetective home loan repayment calculator gives you the opportunity to find what loan amount is affordable for you. Simply type in the amount you are interested in borrowing, enter the applicable interest rate, length of loan and repayment schedule (e.g. weekly, fortnightly, monthly) and press submit! The home loan repayment calculator will tell you exactly what your loan repayments will be. It’s that easy!!
Remember the earlier you pay off your loan, the more money you will save. For example, let’s say you borrow $300,000 at an interest rate of 7.75% over 25 years, your total repayments will equate to $379,795.89. If you choose to change the repayment term to 30 years (only five extra years), your total repayments will equate to $473,725.23. That’s approximately $95,000 of extra payments for extending the loan period.
Please note the results from this calculator should be used as an indication only. There are a large number of lenders in Australia all with different lending conditions and your individual circumstances are unique as well. If you want more precise results please contact us for a free personalised consultation.
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Rate Detective Pty Ltd and it’s advisers operate as authorised Credit Representatives of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence No. 391237. Rate Detective Pty Ltd is an authorised Corporate Credit Representative number 411336
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Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.
Rate Detective understands the complexities of life insurance, home loans, income protection and credit cards. We have the knowledge, experience, and tools to guide you in the right direction.
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Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools and calculators to help you find and compare home loans, personal insurance, savings accounts, credit cards, travel insurance and health insurance. Rate detective is even able to help you find suitable electricity providers!
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