Loan Term Calculator

Our loan term calculator can be used as a guide to determine how long it will take to repay your personal loan or home loan. In addition, the calculator will calculate how much interest you will pay over the life of the loan. To make best use of our loan term calculator, you should experiment by entering different monthly repayment amounts. For an average home loan of approximately $250,000, by increasing payments by as little as $50 a month, you can cut the number of years it takes to pay off your loan and significantly decrease the total amount of interest paid.

Please note the results from this calculator should be used as an indication only. There are a large number of lenders in Australia all with different lending conditions and your individual circumstances are unique as well. If you want more precise results please contact us for a free personalised consultation.

Ever wondering are you getting the best interest rate? Let us help you - get Free Mortgage Health Check!

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Rate Detective understands the complexities of life insurance, home loans, income protection and credit cards. We have the knowledge, experience, and tools to guide you in the right direction.

Life can sometimes present many unexpected surprises. It is important to plan ahead whether it be taking up personal insurance, buying your first home or next investment property - it is something you do not have to do alone.

Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools and calculators to help you find and compare home loans, personal insurance, savings accounts, credit cards, travel insurance and health insurance. Rate detective is even able to help you find suitable electricity providers!

Do an online comparison today or if you would like to call our centre we have trained professionals ready to help with your enquiry.

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Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.

Loan	Rate	Monthly Payments	Term	Interest Paid
$300,000.00	9%	$2,450.52	27 years & 11 months	$520,924.20

Loan Term Calculator

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