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Citibank Credit Card: ReadyCredit
The Citibank Ready Credit account acts as an alternative to a personal loan or credit card. Offering a flexible line of credit you can access anytime, anywhere.
For a limited time, enjoy 2.9% p.a. for 24 months on balances transferred. Any outstanding transferred balances will revert to cash advance rate thereafter.
Cash when you need it
- No annual fee, no monthly servicing fees and no cash advance fees
- Easy access funds using your Visa Debit card fee free at over 3,000 ATMs, your personalised cheque book, online or from your mobile with Citibank's mobile app
- Complimentary Insurances - Guarantee Pricing Scheme, Purchase Cover Insurance and Extended Warranty
Exclusive to Citibank
- Receive a free bottle of award winning wine every time you dine at a participating restaurants, with Citibank's Dining Program
- Exclusive access to Visa Entertainment Offers for concerts, movies, theatre and more
- Enjoy up to 25% off dining, accommodation and shopping with Citibank World Privileges.
For more information visit Citibank Ready Credit webpage.
| Credit Card Details | |
| Institution | Citibank |
| Apply Online | Apply |
| Free Days | 0 |
| Minimum Limit | $5000.00 |
| Maximum Limit | $30000.00 |
| Minimum Repayment (%) | 1.00% |
| Minimum Repayment ($) | $30.00 |
| Card Type | Debit Card |
| Card Level | Standard |
| Card Brand | Visa |
| Credit Card Rates | |
| Purchase Rate | 18.99% |
| Cash Rate | 18.99% |
| Intro Rate | - |
| Intro Term | - |
| Balance Transfer Rate | 2.90% |
| Balance Transfer Term | 24 months |
| Credit Card Features | |
| Rewards Program | No |
| Additional Cardholders | Yes |
| Purchase Insurance | Yes |
| Extended Warranty | Yes |
| Travel Insurance | No |
| Loan Discount | No |
| Overseas ATM | Yes |
| Credit Card Fees | |
| Annual Fee | $0.00 |
| Rewards Program Fee | $0.00 |
| Late Payment Fee | $10.00 |
| Foreign Exchange Fee | $0.00 |
| Over the Limit Fee | $40.00 |
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