Westpac Bank Credit Card: Low Rate
| Institution | Westpac Bank |
| Apply Online | - |
| Free Days | 55 |
| Minimum Limit | $0.00 |
| Maximum Limit | $0.00 |
| Minimum Repayment (%) | 2.00% |
| Minimum Repayment ($) | $0.00 |
| Card Type | Credit Card |
| Card Level | Standard |
| Card Brand | MasterCard / Visa |
| Purchase Rate | 13.49% |
| Cash Rate | 21.49% |
| Intro Rate | - |
| Intro Term | - |
| Balance Transfer Rate | 3.99% |
| Balance Transfer Term | 6 months |
| Rewards Program | No |
| Additional Cardholders | No |
| Purchase Insurance | - |
| Extended Warranty | No |
| Travel Insurance | No |
| Loan Discount | - |
| Overseas ATM | Yes |
| Annual Fee | $45.00 |
| Rewards Program Fee | $0.00 |
| Late Payment Fee | $35.00 |
| Foreign Exchange Fee | $0.00 |
| Over the Limit Fee | $35.00 |