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Top ten individual finance tips
- It is not about how much you earn, but more about how much of it you keep, even a substantial income is not going to have you achieve your goals if you spend it all.
- Know yourself financially; understand your own personal finance habits.
- Create a budget for you and your family, make sure you whole family sticks to it.
- Take advantage of the main long term wealth accumulation available- buy yourself and family a nice home to live in.
- Make sure you have a grip on your income, expenses, assets, liabilities- you won’t know where you going unless you know where you are.
- Put your assets to work for you by doing your research and investing wisely and taking advantage of growth
- Get yourself some help if you feel your finances are getting out of control
- Make sure you plan- without a plan you won’t have precise goals in place.
- Do not spend your money on luxurious- such as boats holiday houses, do not purchase such things until your financial goals are met.
- Work towards maximizing available credit and credit card rating and to minimize the amount of debt outstanding.
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Anonymous
I would like your reconmendation of several finacial planners, and accountants in the Wollongong area NSW 2500 please. I am a single middle age person working full time and am in the low income bracket.
Anonymous
Please supply several reconmended financial planning advisors and accountants I may contact to assist me in taking control of my long term financial goals and current tax advice. I am new in the Wollongong NSW 2500 area.
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