Home Loans
- Find and Compare Home Loans using our database of hundreds of products.
- Find out how much you can save by Refinancing your Home Loan.
- We can provide independent, expert advice on all your Home Loan Enquiries.
- Looking to buy your first home? Make sure you have all the relevant information for First Home Buyers.
- Keep up to date with all the latest rate rises in our Interest Rates blog.
Home Loan Refinancing
Use our simple calculator to find out how much you could save by refinancing your loan:
Latest Rates
| Mortgage | Institution | Rate | Enquire |
| Simplicity PLUS | ANZ | 8.92% | Enquire |
| RAMS Basic | RAMS | 8.94% | Enquire |
| Negotiated Basic Home Loan | St George Bank Ltd | 8.95% | Enquire |
| Base Variable Home Loan | National Australia Bank | 8.95% | Enquire |
| Rate Saver | Collins Securities | 8.95% | Enquire |
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Home Loan Calculators
Home Loan Repayments Calculator
Use our home loan repayment calculator to determine approximately how much your monthly repayments will be for a home loan of a given term and interest rate.
Home Loan Term Calculator
It is surprising how paying an extra few dollars per week can make such a big difference to the life of your mortgage. Experiment with our loan term calculator and see the effects of increasing your monthly repayment, on the term of your loan.
How much can I borrow?
While the answer to this question will depend on your individual circumstances, you can get a good idea of your borrowing power by using our borrowing calculator below.
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Special Offers
At Rate Detective we offer many free services to help you with your finances. For more details click on one of the links below.