Home Loan Enquiry

Are you looking for a home loan to buy your first house? Or looking to re-finance an existing home loan? Whatever you circumstances are Rate Detective can help. Compare home loans online or contact us and one of our experienced mortgage brokers will be glad to help you out.

Contact our home loan experts now, and see why thousands of Australians have used our service.

Enquire Online or Call 1300 793 143 to see how Rate Detective can help you get the right home loan.
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Top Home Loans

Home LoanInitial RateComparison RateEnquire
Fastlend
Performance Plus No Lock ($200k+ LVR <=75%) 1 Yr Fixed Combo Discount
4.64%5.20%Enquire »
Fastlend
Performance Plus No Lock Low Rate Option ($200k+ LVR 75-90%) 1 Yr Fixed Combo Discount
4.64%5.50%Enquire »
Fastlend
Performance Plus Low Rate Option ($200k+ LVR <=75%) 3 Yr Fixed Combo Discount
4.69%5.34%Enquire »
Fastlend
Performance Plus No Lock Low Rate Option ($200k+ LVR <=75%) 3 Yr Fixed Combo Discount
4.69%5.34%Enquire »
Fastlend
Performance Plus Low Rate Option ($200k+ LVR <=75%) 2 Yr Fixed Combo Discount
4.69%5.37%Enquire »

WARNING: Comparison rate is based on loan of $150,000 over 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Home Loans News

The Different Types of Home Loans

When you plan on taking out a home loan, your bank, mortgage manager, or broker will likely offer you different types of loans. But because of the seemingly endless choices, it’s essential for you to understand and determine which type of home loan is right for you. Here are the different types of home loans available in the market today:

Understanding the Mortgage Process

Applying for a mortgage can be discouraging especially for first-time loan applicants or home buyers. To define it simply, an owner who provides a collateral or interest as security for a loan is called mortgage. However, this doesn’t have to be a difficult task as long as you understand the process of applying for a mortgage. And that’s what this article is all about. Here’s a step-by-step guide to getting a mortgage:

Home Loans Guides

Home Loan Comparison Rates - Explained & Judged

In order to help us choose between lenders & loans by law a home loan comparison rate must be offered or displayed to you. Without a comparison rate one bank could advertise a loan @ super low interest rates but have heaps of hidden fees and we might make our decisions based on false information.

Tips To Help You Get A Mortgage

If you are going to apply for a mortgage, it is imperative that you do all you can to make yourself attractive to lenders. Here are some tips that could help you.