Home Loan Guides

In order to help us choose between lenders & loans by law a home loan comparison rate must be offered or displayed to you. Without a comparison rate one bank could advertise a loan @ super low interest rates but have heaps of hidden fees and we might make our decisions based on false information.

If you are going to apply for a mortgage, it is imperative that you do all you can to make yourself attractive to lenders. Here are some tips that could help you.

So you’ve bought your home and settled in. Now what? The commitment to regular repayments is a permanent fixture of your budget, your disposable income is much lower, but you have the security and peace of mind in owning your own home.

For first homebuyers this process can be challenging and a little confusing. Help is at hand however, and with a little forethought and assistance from the professionals you’ll be settled into your new home enjoying that book or bottle of red, in no time!

It is smart to know what you are getting for your (or your bank’s) money! Keep the following points in mind before you put an offer to the vendor. We’ve also included a few to consider when working through the process of offer and acceptance.

With all the different options available to you in the 21st century to find your own home, it pays to put them to good use. To help you in your search, we outline the main ones to keep in mind.

Searching for Housing Online

When purchasing a home, choosing your lender is one of the key decisions you will make. This guide discusses the various lender options that are available, and outlines what YOU need to do to ensure that you receive the required funding for your purchase.

When choosing your loan, there are a number of various features which you need to get your head around. Additionally, there are some fundamental aspects relating to the nature of the loan itself which you need to be aware of. This guide should give you a good basis for deciding which type of loan to choose.

How important is the interest rate?

So, you’ve decided to buy your own home? Before you rush out and make an offer, pause and take note of these few points. It could save you time and money later!

These tips were originally presented by Regan from Rate Detective on the Sky News Channel show Your Money, Your Call.