Keep up to date on all things related to home loans and lending with our informative and topical home loans articles. From interest rate changes to product reviews the team at Rate Detective will make sure you never miss a beat.

Fears Mount That The Big Banks Will Ignore The RBA

The ANZ Bank announced recently that they would now be setting their own schedules for rate reviews up to 10 days after the Reserve Bank has set the cash rate each month.

RBA meeting December 2011: Rates Cut by 0.25% to 4.25%

The Reserve Bank of Australia (RBA) has cut official interest rates by 25 basis points to 4.25 per cent at its board meeting on December 6, 2011. It was the second interest rate cut in a row.

December Rate Cut Seems Unlikely

The big four banks have had their credit rating slashed by Standard & Poor's, the world's largest ratings agency, thus reducing the chance of an interest rate cut being passed on in full next week.

Consumers To Reap Rewards From Banks Woes

A report recently released has shown that home buyers can still expect mortgage discounts to continue next year as the big four banks continue to fight each other for a bigger share of the slow lending market.

The price war between the big four banks will hurt the non bank lenders and will cause less competition for the market.

Consumers Should adopt A Wait And See Approach From Lenders

Industry watchers have stated that home loan borrowers are lucky as they are able to wait for the best available deals from lenders.

RBA meeting November 2011: Rates Cut by 0.25% to 4.50%

The Reserve Bank of Australia (RBA) has cut official interest rates by 25 basis points to 4.50 per cent at its board meeting on November 1, 2011. It was the first interest rate cut by RBA in two and a half years.

Interest Rate Cut On Cup Day a Possibility

When the RBA meets on Tuesday Melbourne Cup day, there is a slight chance of a rate cut as inflation pressures have eased.

Official data released by the Australian Bureau of Statistics last week revealed lower inflation figures than expected for the September quarter, adding to speculation of an interest rate cut.

Insecure Employment is a Serious Concern for Homebuyers

A recent survey has found that housing costs are the biggest concern for workers in insecure employment.

According to the latest ACTU report both men and women are concerned about housing stress over the next twelve months. Both men and women's biggest concern is the repayments of home loans and rent expenses.

Interest Rates Look Unlikely To Change

Economists have predicted that interest rates are unlikely to change over the next few months due to more jobs being created in September than expected.

Unemployment dropped from 5.3 per cent to 5.2 per cent.

RBA meeting October 2011: Rates On Hold at 4.75%

The Reserve Bank of Australia (RBA) has left official interest rates unchanged at 4.75 per cent at its board meeting on October 4, 2011.

RBA decision to keep the official cash rate on hold met the expectation of financial markets: