Keep up to date on all things related to home loans and lending with our informative and topical home loans articles. From interest rate changes to product reviews the team at Rate Detective will make sure you never miss a beat.

Why Get a Pre-Approved Home Loan First

Dec 10, 2012

Refinancing Options You Need to Consider

People refinance their loans for a variety of reasons. Some do it to take advantage of lower rates, others to pay off their loan sooner, while there are those who wish to renovate their property.

Dec 10, 2012

Why Review Your Home Loan Regularly

Dec 10, 2012

RBA Cuts Rates by 25 Points

The Reserve Bank of Australia (RBA) announced a 25-point cut in cash rates after its final meeting for the year on Tuesday.

Dec 07, 2012

How to Take Advantage of Interest Rate Cuts

Dec 07, 2012

Dealing with Changes in Interest Rates

If there's one certain thing about interest rates, it is that it is always subject to change. The past few months have seen massive drops in the rates, although the RBA has put a halt to it in Melbourne Cup Day. There is still a wait and see attitude, which may put the rates as it is, lower or higher depending on the economy’s direction in the coming months.

Dec 07, 2012

Getting a Mortgage with Bad Credit

If you're going to borrow money from a lender, they will look into your capacity to repay it. One of the ways they do this is by looking at your credit history. It basically summarises whether or not you have paid your debts on time in the past, and if you have outstanding debts that you still need to settle.

Dec 07, 2012

RBA Expected to Cut Rates Anew

Analysts expect another round of rate cuts when the Reserve Bank of Australia (RBA) conducts its final monthly meeting for the year tomorrow, December 4.

Experts estimate a drop of 25 points this month, which could bring down the current rate of 3.25 per cent to just three per cent. After tomorrow's meeting, the RBA will meet again in February next year.

Dec 03, 2012

Understanding Mortgage Repayments

Nov 29, 2012

The Basics of a Home Loan

Nov 29, 2012
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How Life Insurance Quotes Work in Australia?

There are 3 ways to get accurate life insurance quotes in Australia:

  1. Call or submit your details to each insurance company you want life insurance quotes from. When comparing the prices you have to be sure you provided exactly the same details to each of them. Otherwise you are comparing apples and oranges. This is why direct insurance companies trying to lure you into calling them with advertisements such as "life insurance cover from $0.21 a day" or "life insurance from $1.55 per week" - it's only basic cover that doesn't meet your needs. Instant online quote is not possible with this option and you need to provide your phone and your email.
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It's your choice, just bear in mind - you can't get accurate life insurance quotes without talking with someone on the phone in this industry.

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