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Buying your first home is both an exciting and a daunting experience. Exciting because you're taking a big leap forward in your life, and daunting because it seems that there are simply too many things to consider when you do this.
It can be quite difficult to save up money to buy your very first home. Your budget is already stretched as it is for your utilities, groceries, and your other expenses, that shelling out some more cash for your savings might seem like an impossible task.
As the name suggests, the First Home Owner Grant (FHOG), is a grant provided to first-time home owners. They are given the amount of $7,000, plus other concessions depending on the state, to help them build or acquire their first property.
Surprises may be great for your birthday or the holidays, but never for your home loan. Imagine yourself finally finding the house that you want only to find out later on that your lender would only lend a tiny fraction of what the property costs. It's embarrassing and frustrating. It wastes your time too, since you'll have to shop for a new home again.
Buying your first home is probably one of the biggest decisions you'll make in your entire life. It's one of the most confusing too. There are just so many things to consider that it seems like an insurmountable task. Don't fret, though, since we'll share with you some tips on how to buy your first home. Ready? Let's get started:
As if the added features offered by different lenders weren't enough, home loans also come in different varieties. But don't worry because we'll share with you some of the most common types of home loans. You may not need most of them here, but being familiar with what they are could help make choosing a loan a lot easier.
While your receipt of the house keys signifies your settlement to your property, you need to take care of a few things before that happens. These will help ensure that all the details are ironed out even before you get the keys to the property. Doing so enables you to move in without any hassle. We'll show what these things are in the following paragraphs, so read on.
Compare life insurance, home loans, income protection and credit cards to find the most competitive rate for your situation. There are hundreds of choices out there, and our comprehensive guides and calculators can help you save hundreds and even thousands of dollars.
Rate Detective understands the complexities of life insurance, home loans, income protection and credit cards. We have the knowledge, experience, and tools to guide you in the right direction.
Life can sometimes present many unexpected surprises. It is important to plan ahead whether it be taking up personal insurance, buying your first home or next investment property - it is something you do not have to do alone.
Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools and calculators to help you find and compare home loans, personal insurance, savings accounts, credit cards, travel insurance and health insurance. Rate detective is even able to help you find suitable electricity providers!
Do an online comparison today or if you would like to call our centre we have trained professionals ready to help with your enquiry.
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