Compare Home Loans in Victoria

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Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

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Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

Home Loans Loan Type Ongoing Fees Initial Rate Comparison Rate  
Fastlend
Fastlend
1 Year Fixed $330
Annually
4.34% 5.02%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
1 Year Fixed -- 4.44% 4.82%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,878
  • Total Interest: $108,628
  • Total Fees: $250
  • Upfront Fee: $250
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Loan Avenue
Loan Avenue
1 Year Fixed -- 4.44% 5.27%  
  • Revert Rate: 5.26%
  • Maximum LVR: 95.00%
  • Monthly Payment: $900
  • Total Cost: $120,191
  • Total Interest: $119,927
  • Total Fees: $264
  • Upfront Fee: $264
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Loan Avenue
Loan Avenue
1 Year Fixed -- 4.47% 5.30%  
  • Revert Rate: 5.29%
  • Maximum LVR: 95.00%
  • Monthly Payment: $902
  • Total Cost: $120,988
  • Total Interest: $120,724
  • Total Fees: $264
  • Upfront Fee: $264
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
2 Years Fixed $330
Annually
4.49% 5.01%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
1 Year Fixed $330
Annually
4.49% 5.03%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Heritage Bank
Heritage Bank
1 Year Fixed $5
Monthly
4.49% 5.07%  
  • Revert Rate: 4.99%
  • Maximum LVR: 80.00%
  • Monthly Payment: $876
  • Total Cost: $115,003
  • Total Interest: $112,803
  • Total Fees: $2,200
  • Upfront Fee: $700
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed $330
Annually
4.49% 5.36%  
  • Revert Rate: 5.02%
  • Maximum LVR: 80.00%
  • Monthly Payment: $879
  • Total Cost: $122,520
  • Total Interest: $113,590
  • Total Fees: $8,930
  • Upfront Fee: $680
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Heritage Bank
Heritage Bank
1 Year Fixed $300
Annually
4.49% 5.46%  
  • Revert Rate: 5.23%
  • Maximum LVR: 95.00%
  • Monthly Payment: $897
  • Total Cost: $126,731
  • Total Interest: $119,131
  • Total Fees: $7,600
  • Upfront Fee: $100
  • Annual Fee: $300
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Bank West
Bank West
2 Years Fixed -- 4.49% 5.90%  
  • Revert Rate: 5.89%
  • Maximum LVR: 90.00%
  • Monthly Payment: $956
  • Total Cost: $137,212
  • Total Interest: $136,917
  • Total Fees: $295
  • Upfront Fee: $295
  • Investment: Yes
Australian First
Australian First
1 Year Fixed $330
Annually
4.58% 5.17%  
  • Revert Rate: 4.85%
  • Maximum LVR: 80.00%
  • Monthly Payment: $864
  • Total Cost: $117,673
  • Total Interest: $109,148
  • Total Fees: $8,525
  • Upfront Fee: $275
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Australian First
Australian First
1 Year Fixed $330
Annually
4.58% 5.17%  
  • Revert Rate: 4.85%
  • Maximum LVR: 80.00%
  • Monthly Payment: $864
  • Total Cost: $117,673
  • Total Interest: $109,148
  • Total Fees: $8,525
  • Upfront Fee: $275
  • Annual Fee: $330
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Teachers Mutual Bank
Teachers Mutual Bank
1 Year Fixed -- 4.58% 5.67%  
  • Revert Rate: 5.73%
  • Maximum LVR: 95.00%
  • Monthly Payment: $942
  • Total Cost: $133,304
  • Total Interest: $132,554
  • Total Fees: $750
  • Upfront Fee: $750
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
2 Years Fixed -- 4.59% 4.81%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,878
  • Total Interest: $108,628
  • Total Fees: $250
  • Upfront Fee: $250
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
1 Year Fixed -- 4.59% 4.83%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,878
  • Total Interest: $108,628
  • Total Fees: $250
  • Upfront Fee: $250
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
3 Years Fixed $330
Annually
4.59% 5.02%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Me Bank
Me Bank
3 Years Fixed -- 4.59% 5.18%  
  • Revert Rate: 5.38%
  • Maximum LVR: 95.00%
  • Monthly Payment: $910
  • Total Cost: $123,474
  • Total Interest: $123,124
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Me Bank
Me Bank
3 Years Fixed -- 4.59% 5.18%  
  • Revert Rate: 5.38%
  • Maximum LVR: 95.00%
  • Monthly Payment: $910
  • Total Cost: $123,474
  • Total Interest: $123,124
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
Me Bank
Me Bank
3 Years Fixed -- 4.59% 5.18%  
  • Revert Rate: 5.68%
  • Maximum LVR: 95.00%
  • Monthly Payment: $937
  • Total Cost: $131,547
  • Total Interest: $131,197
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Citibank
Citibank
1 Year Fixed $350
Annually
4.59% 5.19%  
  • Revert Rate: 4.87%
  • Maximum LVR: 80.00%
  • Monthly Payment: $866
  • Total Cost: $118,668
  • Total Interest: $109,668
  • Total Fees: $9,000
  • Upfront Fee: $250
  • Annual Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
ING Direct
ING Direct
1 Year Fixed -- 4.59% 5.23%  
  • Revert Rate: 5.22%
  • Maximum LVR: 95.00%
  • Monthly Payment: $896
  • Total Cost: $119,086
  • Total Interest: $118,866
  • Total Fees: $220
  • Upfront Fee: $220
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
ING Direct
ING Direct
2 Years Fixed -- 4.59% 5.23%  
  • Revert Rate: 5.22%
  • Maximum LVR: 95.00%
  • Monthly Payment: $896
  • Total Cost: $119,086
  • Total Interest: $118,866
  • Total Fees: $220
  • Upfront Fee: $220
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Bank West
Bank West
2 Years Fixed $395
Annually
4.59% 5.34%  
  • Revert Rate: 4.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $872
  • Total Cost: $121,370
  • Total Interest: $111,495
  • Total Fees: $9,875
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Me Bank
Me Bank
3 Years Fixed $395
Annually
4.59% 5.40%  
  • Revert Rate: 5.18%
  • Maximum LVR: 95.00%
  • Monthly Payment: $893
  • Total Cost: $127,681
  • Total Interest: $117,806
  • Total Fees: $9,875
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Bank of Melbourne
Bank of Melbourne
1 Year Fixed $395
Annually
4.59% 5.58%  
  • Revert Rate: 5.20%
  • Maximum LVR: 95.00%
  • Monthly Payment: $894
  • Total Cost: $128,461
  • Total Interest: $118,336
  • Total Fees: $10,125
  • Upfront Fee: $250
  • Annual Fee: $395
  • Investment: Yes
ING Direct
ING Direct
2 Years Fixed $12
Monthly
4.59% 5.69%  
  • Revert Rate: 5.89%
  • Maximum LVR: 90.00%
  • Monthly Payment: $956
  • Total Cost: $140,812
  • Total Interest: $136,917
  • Total Fees: $3,895
  • Upfront Fee: $295
  • Monthly Fee: $12
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Citibank
Citibank
1 Year Fixed $8
Monthly
4.59% 6.16%  
  • Revert Rate: 6.19%
  • Maximum LVR: 90.00%
  • Monthly Payment: $984
  • Total Cost: $148,233
  • Total Interest: $145,184
  • Total Fees: $3,049
  • Upfront Fee: $649
  • Monthly Fee: $8
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
2 Years Fixed $330
Annually
4.64% 5.04%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Homeloans Limited
Homeloans Limited
1 Year Fixed $330
Annually
4.64% 5.14%  
  • Revert Rate: 4.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $867
  • Total Cost: $118,590
  • Total Interest: $110,190
  • Total Fees: $8,400
  • Upfront Fee: $150
  • Annual Fee: $330
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed $330
Annually
4.64% 5.36%  
  • Revert Rate: 5.02%
  • Maximum LVR: 80.00%
  • Monthly Payment: $879
  • Total Cost: $122,520
  • Total Interest: $113,590
  • Total Fees: $8,930
  • Upfront Fee: $680
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed $330
Annually
4.64% 5.36%  
  • Revert Rate: 5.02%
  • Maximum LVR: 80.00%
  • Monthly Payment: $879
  • Total Cost: $122,520
  • Total Interest: $113,590
  • Total Fees: $8,930
  • Upfront Fee: $680
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Widebay
Variable $395
Annually
4.65% 5.03%  
  • Revert Rate: 4.65%
  • Maximum LVR: 80.00%
  • Monthly Payment: $847
  • Total Cost: $114,391
  • Total Interest: $103,971
  • Total Fees: $10,420
  • Upfront Fee: $545
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Widebay
Variable $395
Annually
4.65% 5.03%  
  • Revert Rate: 4.65%
  • Maximum LVR: 80.00%
  • Monthly Payment: $847
  • Total Cost: $114,391
  • Total Interest: $103,971
  • Total Fees: $10,420
  • Upfront Fee: $545
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Future Financial
Future Financial
1 Year Fixed $330
Annually
4.66% 5.22%  
  • Revert Rate: 5.15%
  • Maximum LVR: 80.00%
  • Monthly Payment: $890
  • Total Cost: $125,923
  • Total Interest: $117,013
  • Total Fees: $8,910
  • Upfront Fee: $660
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Loan Avenue
Loan Avenue
1 Year Fixed -- 4.67% 5.40%  
  • Revert Rate: 5.39%
  • Maximum LVR: 95.00%
  • Monthly Payment: $911
  • Total Cost: $123,655
  • Total Interest: $123,391
  • Total Fees: $264
  • Upfront Fee: $264
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Homeloans Limited
Homeloans Limited
1 Year Fixed -- 4.68% 4.89%  
  • Revert Rate: 4.88%
  • Maximum LVR: 80.00%
  • Monthly Payment: $866
  • Total Cost: $110,292
  • Total Interest: $109,929
  • Total Fees: $363
  • Upfront Fee: $363
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Citibank
Citibank
Variable $350
Annually
4.68% 5.03%  
  • Revert Rate: 4.68%
  • Maximum LVR: 80.00%
  • Monthly Payment: $849
  • Total Cost: $113,744
  • Total Interest: $104,744
  • Total Fees: $9,000
  • Upfront Fee: $250
  • Annual Fee: $350
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Teachers Mutual Bank
Teachers Mutual Bank
2 Years Fixed -- 4.68% 5.58%  
  • Revert Rate: 5.73%
  • Maximum LVR: 95.00%
  • Monthly Payment: $942
  • Total Cost: $133,304
  • Total Interest: $132,554
  • Total Fees: $750
  • Upfront Fee: $750
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Suncorp Bank
Suncorp Bank
Variable -- 4.69% 4.69%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,002
  • Total Interest: $105,002
  • Total Fees: $0
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Suncorp Bank
Suncorp Bank
Variable -- 4.69% 4.70%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,002
  • Total Interest: $105,002
  • Total Fees: $0
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Suncorp Bank
Suncorp Bank
Variable -- 4.69% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Heritage Bank
Heritage Bank
Variable -- 4.69% 4.74%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,102
  • Total Interest: $105,002
  • Total Fees: $100
  • Upfront Fee: $100
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
3 Years Fixed -- 4.69% 4.82%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,878
  • Total Interest: $108,628
  • Total Fees: $250
  • Upfront Fee: $250
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
ING Direct
ING Direct
1 Year Fixed -- 4.69% 4.84%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,848
  • Total Interest: $108,628
  • Total Fees: $220
  • Upfront Fee: $220
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
ING Direct
ING Direct
2 Years Fixed -- 4.69% 4.84%  
  • Revert Rate: 4.83%
  • Maximum LVR: 80.00%
  • Monthly Payment: $862
  • Total Cost: $108,848
  • Total Interest: $108,628
  • Total Fees: $220
  • Upfront Fee: $220
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Macquarie
Macquarie
1 Year Fixed -- 4.69% 4.90%  
  • Revert Rate: 4.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $867
  • Total Cost: $110,553
  • Total Interest: $110,190
  • Total Fees: $363
  • Upfront Fee: $363
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
4 Years Fixed $330
Annually
4.69% 5.04%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Fastlend
Fastlend
5 Years Fixed $330
Annually
4.69% 5.04%  
  • Revert Rate: 4.73%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $114,535
  • Total Interest: $106,035
  • Total Fees: $8,500
  • Upfront Fee: $250
  • Annual Fee: $330
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Suncorp Bank
Suncorp Bank
Variable -- 4.69% 5.22%  
  • Revert Rate: 5.41%
  • Maximum LVR: 80.00%
  • Monthly Payment: $913
  • Total Cost: $123,926
  • Total Interest: $123,926
  • Total Fees: $0
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
The Rock Building Society
The Rock Building Society
3 Years Fixed $350
Annually
4.69% 5.22%  
  • Revert Rate: 4.93%
  • Maximum LVR: 80.00%
  • Monthly Payment: $871
  • Total Cost: $119,984
  • Total Interest: $111,234
  • Total Fees: $8,750
  • Annual Fee: $350
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Pages:
AMP
AMP
Macquarie
Macquarie
ANZ
ANZ
Citibank
Citibank
ING Direct
ING Direct
NAB
NAB
St George Bank
St George Bank
Westpac
Westpac
Bank of Melbourne
Bank of Melbourne
Bank West
Bank West
Fastlend
Fastlend
Homeloans Limited
Homeloans Limited
Me Bank
Me Bank
Suncorp Bank
Suncorp Bank
Adelaide Bank
Adelaide Bank
FirstMac
FirstMac
Future Financial
Future Financial
Heritage Bank
Heritage Bank
Latrobe Financial
Latrobe Financial
Loan Avenue
Loan Avenue
Australian First
Australian First
Commonwealth Bank
Commonwealth Bank
Liberty Financial
Liberty Financial
Mortgage EZY
Mortgage EZY
Pepper Home Loans
Pepper Home Loans
Resi
Resi
Mortgage Mart
Mortgage Mart
Pioneer
Pioneer
The Rock Building Society
The Rock Building Society
Wide Bay Australia
Wide Bay Australia
nab broker
nab broker
Teachers Mutual Bank
Teachers Mutual Bank