Tower Australia: Life Insurance & Income Protection

As of 24 October 2011 Tower Australia operates under TAL brand name.

TOWER Life Insurance

TOWER was originally created in 1869 with it's initial capital being provided by the New Zealand Government. It was known as the Government Life Insurance Office (Government Life). The business was renamed in 1990.

On 20th November 2006 Tower Australia separated from the New Zealand business. Following the formal demerger and separation Tower Australia listed on the ASX on 21/11/2006 

Tower Australia is an innovative and competitive provider of life insurance, risk, superannuation, and retirement solutions. The object is to deliver the right products, services and information to its customers to help them make informed decisions about their risk and superannuation needs. It delivers these services efficiently to customers primarily through networks of independent advisors.

20% off on Tower Life Insurance and Tower Income Protection

If you are after Tower Life Insurance or Tower Income Protection consider this - we can offer you the exact the same product with the exact the same premium from Tower Australia and give you 20% off your first years insurance premiums!

What are the savings with Rate Detective?

Let's say you are 40 years old, male, a non-smoker and applying for $1,000,000 of Life Insurance cover.

Tower Life Insurance Cover would cost you around $62 per month - or $744 per year. With our 20% cash rebate you will receive $148.80 back. It's not a fortune but it's a $148.80 saving for 2 minute job! Take 2 minutes to fill out the form on this page and the rest is on us!

What's more, we will evaluate your situation and check what other 14 Life Insurance companies are offering to make sure you are getting the best deal. Maybe you are entitled to even more savings...

Best of all, our service is totally free. Get in touch and see how Rate Detective can save you money on Tower Income Protection and Tower Life Insurance!

How Life Insurance Quotes Work in Australia?

There are 3 ways to get accurate life insurance quotes in Australia:

  1. Call or submit your details to each insurance company you want life insurance quotes from. When comparing the prices you have to be sure you provided exactly the same details to each of them. Otherwise you are comparing apples and oranges. This is why direct insurance companies trying to lure you into calling them with advertisements such as "life insurance cover from $0.21 a day" or "life insurance from $1.55 per week" - it's only basic cover that doesn't meet your needs. Instant online quote is not possible with this option and you need to provide your phone and your email.
  2. Submit your details to life insurance lead generation websites, which in turn pass your details to insurance companies they have agreement with. Once again instant quote is not possible with this option and some leads generation websites will try to get your details by implying otherwise. In this case your details are shared between lead generation website and insurance companies.
    How to spot lead generation website? Check for the Australian Financial Services License (AFSL) number - each company providing life insurance advice must show AFSL number on their website. And if there is no AFSL number on the website - most likely it's a lead generation website and you can find who they are working with (and sending your details to) in the footer or "About Us" section.
  3. And finally you can submit your details to Rate Detective. That way you get life insurance quotes from all major insurance companies with one submission, your details are safe and not passed to third parties and you are looked after by authorised insurance adviser! For FREE!

It's your choice, just bear in mind - you can't get accurate life insurance quotes without talking with someone on the phone in this industry.

Ready for an accurate life insurance quotes from TOP-12 life insurance companies in Australia?

Please submit Life Insurance Quotes Form or call us on 1300 793 143.