Westpac Bank

History of Westpac Bank

Westpac Bank was the first bank to open in New South Wales, and commenced trading on 8 April 1817 with a single office. In subsequent years after a number of mergers, the Westpac brand was born. Westpac's nine business units serve over 8 million customers in Australia and New Zealand. In 1997 they merged with Bank of Melbourne in Victoria and in 1995 they merged with Challenge Bank in Westvaco Australia. Westpac have just changed its name yet again. Back to Westpac.

Westpac are reputed to being the third largest banking group in Australia and is listed on the Australian Stock Exchange (ASX: WBC.AX). They have branches and affiliates across the Pacific region and key offices around the world.

Westpac Bank Financial Information

Estimated latest information:

• Number of fulltime employees or equivalent: 27000
• Global Assets: 260000 billion dollars
• Stock market capitalization: Top ten
• Net Profit after tax: 2,818 million dollars.

Products and Services of Westpac Bank

Westpac has 5 key areas of operation and serves about 8 million customers. One of the large areas is the impact on Business and consumer banking where Westpac home loans are a major player. Westpac online banking is secure and allows customers to easily transfer money, pay bills and perform other banking options.

Westpac Interest Rates

See the tables below for the full range of Westpac Bank home loan, personal loan, credit card and savings account products.

Home Loans

Credit Cards

Credit Card	Annual Fee	Rate	Apply
Westpac Bank Low Rate	$45.00	13.49% p.a.	-
Westpac Bank No Annual Fee	$0.00	17.50% p.a.	-
Westpac Bank 55 Day Low Rate	$30.00	19.45% p.a.	-

Home Loan	Initial Rate	Comparison Rate	Enquire
Westpac Bank Premier Advantage 2 Years (IOA) Fixed Rate Investment Property Loan $250k to $500k	4.84%	5.73%	Enquire »
Westpac Bank Premier Advantage 3 Years (IOA) Fixed Rate Investment Property Loan $250k to $500k	4.84%	5.73%	Enquire »
Westpac Bank Premier Advantage 2 Years (IOA) Fixed Rate Investment Property Loan - Low Doc $250k to $500k	4.84%	5.74%	Enquire »
Westpac Bank Premier Advantage 3 Years (IOA) Fixed Rate Investment Property Loan - Low Doc $250k to $500k	4.84%	5.74%	Enquire »
Westpac Bank Premier Advantage 1 Year (IOA) Fixed Rate Investment Property Loan $250k to $500k	4.99%	5.73%	Enquire »
Westpac Bank Premier Advantage 2 Years Fixed Option Home Loans $250k to $500k	4.99%	5.73%	Enquire »
Westpac Bank Premier Advantage 2 Years Fixed Rate Investment Property Loan $250k to $500k	4.99%	5.73%	Enquire »
Westpac Bank Premier Advantage 3 Years Fixed Rate Investment Property Loan $250k to $500k	4.99%	5.73%	Enquire »
Westpac Bank Premier Advantage 3 Years Fixed Option Home Loans $250k to $500k	4.99%	5.73%	Enquire »
Westpac Bank Premier Advantage 1 Year (IOA) Fixed Rate Investment Property Loan - Low Doc $250k to $500k	4.99%	5.74%	Enquire »
Westpac Bank Premier Advantage 2 Years Fixed Option Home Loans - Low Doc $250k to $500k	4.99%	5.74%	Enquire »
Westpac Bank Premier Advantage 2 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	4.99%	5.74%	Enquire »
Westpac Bank Premier Advantage 3 Years Fixed Option Home Loans - Low Doc $250k to $500k	4.99%	5.74%	Enquire »
Westpac Bank Premier Advantage 3 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	4.99%	5.74%	Enquire »
Westpac Bank 2 Years Fixed Rate Investment Property Loan - Low Doc (IOA)	5.04%	6.37%	Enquire »
Westpac Bank 2 Years Fixed Rate Investment Property Loan (IOA)	5.04%	6.37%	Enquire »
Westpac Bank 3 Years Fixed Rate Investment Property Loan (IOA)	5.04%	6.37%	Enquire »
Westpac Bank 3 Years Fixed Rate Investment Property Loan - Low Doc (IOA)	5.04%	6.37%	Enquire »
Westpac Bank 3 Years Fixed Option Home Loans	5.19%	6.09%	Enquire »
Westpac Bank 3 Years Fixed Rate Investment Property Loan - Low Doc	5.19%	6.09%	Enquire »
Westpac Bank 3 Years Fixed Rate Investment Property Loan	5.19%	6.09%	Enquire »
Westpac Bank 3 Years Fixed Option Home Loans - Low Doc	5.19%	6.09%	Enquire »
Westpac Bank 2 Years Fixed Option Home Loans - Low Doc	5.19%	6.18%	Enquire »
Westpac Bank 2 Years Fixed Rate Investment Property Loan	5.19%	6.18%	Enquire »
Westpac Bank 2 Years Fixed Rate Investment Property Loan - Low Doc	5.19%	6.18%	Enquire »
Westpac Bank 2 Years Fixed Option Home Loans	5.19%	6.18%	Enquire »
Westpac Bank 1 Year Fixed Rate Investment Property Loan (IOA)	5.19%	6.37%	Enquire »
Westpac Bank 1 Year Fixed Rate Investment Property Loan - Low Doc (IOA)	5.19%	6.37%	Enquire »
Westpac Bank Premier Advantage 1 Year Fixed Option Home Loans $250k to $500k	5.24%	5.73%	Enquire »
Westpac Bank Premier Advantage 1 Year Fixed Rate Investment Property Loan $250k to $500k	5.24%	5.73%	Enquire »
Westpac Bank Premier Advantage 1 Year Fixed Rate Investment Property Loan - Low Doc $250k to $500k	5.24%	5.74%	Enquire »
Westpac Bank Premier Advantage 1 Year Fixed Option Home Loans - Low Doc $250k to $500k	5.24%	5.74%	Enquire »
Westpac Bank Premier Advantage 4 Years (IOA) Fixed Rate Investment Property Loan $250k to $500k	5.34%	5.73%	Enquire »
Westpac Bank Premier Advantage 5 Years (IOA) Fixed Rate Investment Property Loan $250k to $500k	5.34%	5.73%	Enquire »
Westpac Bank Premier Advantage 4 Years (IOA) Fixed Rate Investment Property Loan - Low Doc $250k to $500k	5.34%	5.74%	Enquire »
Westpac Bank Premier Advantage 5 Years (IOA) Fixed Rate Investment Property Loan - Low Doc $250k to $500k	5.34%	5.74%	Enquire »
Westpac Bank Premier Advantage Rocket Investment Loan $250k to $500k	5.36%	5.73%	Enquire »
Westpac Bank Premier Advantage Rocket Repay Home Loan $250k to $500k	5.36%	5.73%	Enquire »
Westpac Bank Flexi First Option Home Loan	5.40%	5.40%	Enquire »
Westpac Bank Flexi First Option Investment Loan	5.40%	5.40%	Enquire »
Westpac Bank 1 Year Fixed Option Home Loans	5.44%	6.31%	Enquire »
Westpac Bank 1 Year Fixed Rate Investment Property Loan	5.44%	6.31%	Enquire »
Westpac Bank 1 Year Fixed Rate Investment Property Loan - Low Doc	5.44%	6.31%	Enquire »
Westpac Bank 1 Year Fixed Option Home Loans - Low Doc	5.44%	6.31%	Enquire »
Westpac Bank Premier Advantage 4 Years Fixed Option Home Loans $250k to $500k	5.49%	5.73%	Enquire »
Westpac Bank Premier Advantage 4 Years Fixed Rate Investment Property Loan $250k to $500k	5.49%	5.73%	Enquire »
Westpac Bank Premier Advantage 5 Years Fixed Rate Investment Property Loan $250k to $500k	5.49%	5.73%	Enquire »
Westpac Bank Premier Advantage 5 Years Fixed Option Home Loans $250k to $500k	5.49%	5.73%	Enquire »
Westpac Bank Premier Advantage 4 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	5.49%	5.74%	Enquire »
Westpac Bank Premier Advantage 4 Years Fixed Option Home Loans - Low Doc $250k to $500k	5.49%	5.74%	Enquire »
Westpac Bank Premier Advantage 5 Years Fixed Option Home Loans - Low Doc $250k to $500k	5.49%	5.74%	Enquire »
Westpac Bank Premier Advantage 5 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	5.49%	5.74%	Enquire »
Westpac Bank SMSF Investment Property Loan 3 Year Fixed	5.54%	6.19%	Enquire »
Westpac Bank SMSF Investment Property Loan 2 Year Fixed	5.54%	6.25%	Enquire »
Westpac Bank 4 Years Fixed Rate Investment Property Loan - Low Doc (IOA)	5.54%	6.37%	Enquire »
Westpac Bank 4 Years Fixed Rate Investment Property Loan (IOA)	5.54%	6.37%	Enquire »
Westpac Bank 5 Years Fixed Rate Investment Property Loan (IOA)	5.54%	6.37%	Enquire »
Westpac Bank 5 Years Fixed Rate Investment Property Loan - Low Doc (IOA)	5.54%	6.37%	Enquire »
Westpac Bank 5 Years Fixed Option Home Loans - Low Doc	5.69%	6.14%	Enquire »
Westpac Bank 5 Years Fixed Option Home Loans	5.69%	6.14%	Enquire »
Westpac Bank 5 Years Fixed Rate Investment Property Loan - Low Doc	5.69%	6.14%	Enquire »
Westpac Bank 5 Years Fixed Rate Investment Property Loan	5.69%	6.14%	Enquire »
Westpac Bank 4 Years Fixed Rate Investment Property Loan - Low Doc	5.69%	6.19%	Enquire »
Westpac Bank 4 Years Fixed Rate Investment Property Loan	5.69%	6.19%	Enquire »
Westpac Bank 4 Years Fixed Option Home Loans	5.69%	6.19%	Enquire »
Westpac Bank 4 Years Fixed Option Home Loans - Low Doc	5.69%	6.19%	Enquire »
Westpac Bank Premier Advantage Equity Access $250k to $500k	5.71%	6.07%	Enquire »
Westpac Bank Premier Advantage Rocket Repay Home Loan - Low Doc $250k to $500k	5.76%	6.13%	Enquire »
Westpac Bank Premier Advantage Rocket Investment Loan - Low Doc $250k to $500k	5.76%	6.13%	Enquire »
Westpac Bank SMSF Investment Property Loan 1 Year Fixed	5.79%	6.32%	Enquire »
Westpac Bank SMSF Investment Property Loan 5 Year Fixed	6.04%	6.27%	Enquire »
Westpac Bank SMSF Investment Property Loan 4 Year Fixed	6.04%	6.29%	Enquire »
Westpac Bank SMSF Investment Property Loan	6.26%	6.37%	Enquire »
Westpac Bank Rocket Repay Home Loan	6.26%	6.39%	Enquire »
Westpac Bank Rocket Investment Loan	6.26%	6.39%	Enquire »
Westpac Bank Rocket Repay Home Loan - Low Doc	6.26%	6.39%	Enquire »
Westpac Bank Rocket Investment Loan - Low Doc	6.26%	6.39%	Enquire »
Westpac Bank Equity Access - Low Doc	6.41%	6.54%	Enquire »
Westpac Bank Bridging Home Loan	6.70%	6.80%	Enquire »
Westpac Bank Premier Advantage 6 Years Fixed Rate Investment Property Loan $250k to $500k	6.80%	5.73%	Enquire »
Westpac Bank Premier Advantage 6 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	6.80%	5.74%	Enquire »
Westpac Bank 6 Years Fixed Rate Investment Property Loan - Low Doc	7.00%	6.77%	Enquire »
Westpac Bank 6 Years Fixed Rate Investment Property Loan	7.00%	6.77%	Enquire »
Westpac Bank Premier Advantage 10 Years Fixed Rate Investment Property Loan $250k to $500k	7.30%	5.73%	Enquire »
Westpac Bank Premier Advantage 10 Years Fixed Option Home Loans $250k to $500k	7.30%	5.73%	Enquire »
Westpac Bank Premier Advantage 7 Years Fixed Option Home Loans $250k to $500k	7.30%	5.73%	Enquire »
Westpac Bank Premier Advantage 7 Years Fixed Rate Investment Property Loan $250k to $500k	7.30%	5.73%	Enquire »
Westpac Bank Premier Advantage 9 Years Fixed Rate Investment Property Loan $250k to $500k	7.30%	5.73%	Enquire »
Westpac Bank Premier Advantage 10 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	7.30%	5.74%	Enquire »
Westpac Bank Premier Advantage 10 Years Fixed Option Home Loans - Low Doc $250k to $500k	7.30%	5.74%	Enquire »
Westpac Bank Premier Advantage 7 Years Fixed Option Home Loans - Low Doc $250k to $500k	7.30%	5.74%	Enquire »
Westpac Bank Premier Advantage 7 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	7.30%	5.74%	Enquire »
Westpac Bank Premier Advantage 9 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	7.30%	5.74%	Enquire »
Westpac Bank SMSF Investment Property Loan 6 Year Fixed	7.35%	6.94%	Enquire »
Westpac Bank Premier Advantage 12 Years Fixed Rate Investment Property Loan $250k to $500k	7.40%	5.73%	Enquire »
Westpac Bank Premier Advantage 12 Years Fixed Rate Investment Property Loan - Low Doc $250k to $500k	7.40%	5.74%	Enquire »
Westpac Bank 7 Years Fixed Rate Investment Property Loan	7.50%	7.11%	Enquire »
Westpac Bank 7 Years Fixed Rate Investment Property Loan - Low Doc	7.50%	7.11%	Enquire »
Westpac Bank 7 Years Fixed Option Home Loans - Low Doc	7.50%	7.11%	Enquire »
Westpac Bank 7 Years Fixed Option Home Loans	7.50%	7.11%	Enquire »
Westpac Bank 9 Years Fixed Rate Investment Property Loan - Low Doc	7.50%	7.25%	Enquire »
Westpac Bank 9 Years Fixed Rate Investment Property Loan	7.50%	7.25%	Enquire »
Westpac Bank 10 Years Fixed Option Home Loans	7.50%	7.31%	Enquire »
Westpac Bank 10 Years Fixed Rate Investment Property Loan - Low Doc	7.50%	7.31%	Enquire »
Westpac Bank 10 Years Fixed Option Home Loans - Low Doc	7.50%	7.31%	Enquire »
Westpac Bank 10 Years Fixed Rate Investment Property Loan	7.50%	7.31%	Enquire »
Westpac Bank 12 Years Fixed Rate Investment Property Loan - Low Doc	7.60%	7.48%	Enquire »
Westpac Bank 12 Years Fixed Rate Investment Property Loan	7.60%	7.48%	Enquire »
Westpac Bank SMSF Investment Property Loan 7 Year Fixed	7.85%	7.31%	Enquire »
Westpac Bank SMSF Investment Property Loan 9 Year Fixed	7.85%	7.48%	Enquire »
Westpac Bank SMSF Investment Property Loan 10 Year Fixed	7.85%	7.56%	Enquire »
Westpac Bank SMSF Investment Property Loan 12 Year Fixed	7.95%	7.76%	Enquire »

WARNING: Comparison rate is based on loan of $150,000 over 25 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.