Are you after the best insurance quotes for life insurance, income protection, trauma cover or total and permanent disability? Then Rate Detective can help you out by comparing quotes from the biggest insurance companies in Australia. Compare quotes online or contact us to speak to a qualified advisor.

Any information you receive from Rate Detective has been prepared without taking into account your personal objectives, financial situation or needs.

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Insurance News

What You Need to Know About Critical Care Insurance

We will all get sick at some point in our lives. Some illnesses could be cured by ample amounts of rest, such as the case of the common cold. However, there are conditions that are so serious that we would need professional medical help to have them cured.

Insurance for the deaf and hearing impaired

At Rate Detective, we recognise that insurance can sometimes be difficult to understand. Talking with one of our advisers is often helpful when explaining the different types of insurance and options available.

Insurance Guides

What is Life Insurance?

Nothing in life is certain, but this shouldn't prevent anyone from enjoying it. The key here is to minimise your risk and ensure that your family is well provided for should you die. This is where life insurance comes in. It gives your loved ones the protection that they need in case of an emergency.

The Basics of Total and Permanent Disability Insurance

We all work to provide for our basic needs and that of the people who depend on us. But what if one day you're robbed of your ability to work due to an illness or injury? Where would you now get the money to buy even the most basic necessities of your household? How will you pay your bills and your other financial obligations?

Insurance Enquiry

Rate Detective Pty Ltd and its advisers operate as authorised representatives of Risk Advice Specialists Pty Ltd ABN 27 153 718 079 Australian Financial Service Licence No. 412709. Rate Detective and its advisers are authorised to advise and deal in Life Insurance, Income Protection, TPD and Trauma Insurance.

Financial Services Guide