Are You Adequately Insured?

Based on information from the Australian Institute of Health & Welfare 1 in 3 men and 1 in 4 women will be diagnosed with a malignant cancer before the age of 75.

Currently there is a mortality rate experienced by the population such as injuries, a serious illness or people dying unexpectedly.

In the event of this happening to you would your family be able to continue paying for the following:

• Mortgage payment on your home?
• Provide for education?
• Additional costs of home help and modifications?
• Maintaining your current lifestyle?
• Adequate retirement funds

Retention of the family home may prove difficult due to loss of family income and your ability to provide a nest egg for your children, may become a dream not a reality.

By taking out adequate critical illness insurance you can make this all come true.

When is the right time to think about insurance?

It is always a good time to update your personal life insurance, there are however special events which occur that should encourage you to contemplate cover these are:

• Purchasing your own home.
• Starting your own business.
• Getting married.
• Starting a family.
• Putting together a financial plan.
• Setting up a self managed super fund.

It is essential that you review your insurance annually to consider changes to your circumstances.

Please contact us on 1300 793 143 for your own piece of mind and let one of our friendly advisers point you in the right direction.