Compare Life Insurance Quotes

Get started with a free quote

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Compare up to 12 life insurance quotes

No-one wants to think about Life Insurance, so when you take out a policy, you will have peace of mind that you are protected against unforeseenĀ events.

With a large number of Australian insurers, we will make sure you have peace of mind with the right insurance for your life.

To take the first step in securing your life insurance we need some simple details which can be entered on this page. In return, we offer the following:

  • Save up to 40% on your policy

    Based on an typical policy ?

  • Get 20% cash back on your first years premiums

    See how to redeem your cash back ?

  • Simple & Obligation free

    Get a market comparison with no obligation to buy.

  • Personalised Service

    Receive a personalised quote from one of Australia's largest financial comparison site

  • No forms to fill out or sign

    We do the work for you over the phone

AMP
AMP
BT
BT
CommInsure
CommInsure
Macquarie
Macquarie
MLC
MLC
Zurich
Zurich
AIA
AIA
Asteron
Asteron
AXA
AXA
ClearView
ClearView
OnePath
OnePath
TAL
TAL
What is Life insurance?

In the event of death or terminal illness, life insurance provides a lump sum to the family of the life insured.

The most popular type of life insurance in Australia is term life insurance. It is available to people aged between 17 and 69, and can usually be renewed until the last policy anniversary date that falls before the person’s 99th birthday.

Why do you need life cover insurance?

Life insurance helps to protect the life insured's family. In the event of death or terminal illness, a lump sum is provided, which can be used to help with the following:

  • Children's education costs

  • Mortgage and other loan repayments

  • Enabling the life insured's business to keep running

  • Meeting the family's ongoing income needs

Life Insurance or Life Assurance?

When looking to insure our lives the specific uses of the terms "life insurance" and "life assurance" are sometimes confusing.

In general, "insurance" refers to providing cover for an event that might happen (fire, theft, flood, etc.), while "assurance" is the provision of cover for an event that is certain to happen. While death is an event that is certain, in Australia both forms of coverage are called "insurance", because they mean basically the same.

How much life cover do I need?

Adding up the total sum of your current debts is a good place to start. From here, depending on individual circumstances, we might add in educations cost of children, funeral costs and medical expenses. The future income requirements of the family is also an important factor to consider, as many families struggle to survive after the death of the main income generator.

For more information, check our guide on "Types of life insurance".

How much does life insurance cost per month in Australia?

Unfortunately, there is no simple answer to that question. The cost of life insurance depends on a number of factors, these are just a few.

  • What is your age?
  • What is your gender?
  • Are you smoker or non-smoker?
  • What amount of insurance do you need?
  • What is your health like?
  • What is your occupation?