Insurance is a very important aspect of life. At Rate Detective we provide you with informative articles from the world of insurance.

Why Income Protection Is Essential - A Case Study!

2/3 of Australians don't have Income Protection Insurance, so how would you keep paying the bills and living the lifestyle that you have become accustomed to if you are one of these people? Below is a case study that really happened; only names have been changed so that the clients could remain anonymous.

Why Trauma Insurance Makes Good Cents

When one considers the alarming incidence of cancer and heart disease in Australia it makes perfect sense and cents to take out trauma insurance cover.

Your Hobbies Shouldn't Prevent You From Purchasing Income Protection

How you choose to spend your free time shouldn't prevent you from purchasing a life insurance and/or income protection policy.

Why It Is Essential For Young People To Take Out Insurance

During your lifetime you'll probably take out a number of insurance policies to protect yourself and your family against the risk of loss. Even the most watertight plans aren't immune to unforeseen events, and insurance offers a safety net for the unexpected.

Why Australian Insurance Companies Must Raise The Profile Of Income Protection?

Australian insurance companies are making it their business to inform all Australians of the benefits of income protection.

The Low Down on Life Insurance

When it comes to life insurance, most Australians admit defeat before they've even started. Navigating your way around the hundreds of polices on offer can be hard work, not to mention understanding the value of all of the optional extras and pricings.

Different Types of Personal Insurance

Most Australians already know main personal insurance types such as life insurance, income protection insurance, trauma insurance & TPD Insurance. However there are less known different types of personal insurance.

Life Insurance - Do you know what your policy covers?

Although most Australian families have some level of life insurance cover, most are unaware of the inadequacy of their policy.

Income Protection Insurance - Now Is The Right Time!

If you have been considering taking out Income Protection Insurance, then now is the ideal time to set this up.

The end of the financial year is fast approaching and all policies taken out before the end of June will be able to receive a tax reduction.

Million Dollar Woman Insurance - Recognition For Mothers

It has taken 100 years to finally realise that looking after children and doing housework is valued.

Australian mums are now able to receive $900 a week for housework to pay someone to do their cleaning, cooking, laundry, shopping and child care in the event of them being injured or taking ill - thanks to Million Dollar Woman Insurance.