Insurance is a very important aspect of life. At Rate Detective we provide you with informative articles from the world of insurance.

Rate Detective supports LifeWise.org.au

Rate Detective supports LifeWise, a new organisation aimed at assisting Australians in gaining the right coverage for their personal insurance requirements.

Insurance - your choice to make

As the recession begins to take its toll and we look for ways to try and save money items, such as insurance seem a luxury and we often tend to cancel these without giving it further thought.

Home, car and business insurance premiums set to soar

Due to the financial crisis and devastating bushfires home owners, drivers and businesses are facing the biggest insurance premiums rise in five years.

With costs rising 5-10 per cent experts are predicting that Victorians will pay an average of $47 - $100 extra for combined home, contents and motor policies.

How you can save on car insurance

Consumer group Choice has found that by shopping around, motorists can save up to $1500 a year on their comprehensive car insurance.

After surveying 21 insurance companies Choice found big cost savings on policies. Some of the average savings found by choice were:

Recession proof your lifestyle

The ill winds of a recession are looming. With Christmas not far away and people looking forward to spending a little money to keep the Christmas cheer alive, it's also in the back of every Australian's mind, 2009 is going to be financially difficult for everyone.

Travel Insurance is Essential

Organising comprehensive travel insurance before you depart on your holiday should be an essential part of your preparations and can save you the worry of unexpected medical costs. Regardless of how healthy and fit you are you cannot travel without insurance.

Bank Tied Insurance

The clock is ticking and in 3 years, it's time up for the banks as we know it. Westpac can merge their retail branches of St George and Westpac into one to dominate the retail branch outlet network in Australia.

Medical Insurance for the young

Think you're invincible? Think again...
You're in your twenties.
You're fit.
You eat healthy... well healthy enough...
You don't really get struck by any illnesses. Except for that occasional yearly cold or weekly hangover.
You're invincible.

CommInsure Income Care with TPD option

Income protection and the optional inbuilt Total and Permanently Disability option.

Knowledge is power so maybe this will charge your batteries!

Childrens Health Insurance, Child Insurance Cover

It's a natural desire to want to wrap your child in a safety blanket and protect them from harm. Unfortunately we know this is not possible around the clock and for the unfortunate children and parents in Australia a visit to hospital may ensue. In 2002/2003 12 month period, 66,000 children were admitted to hospital. I would guess most of them thought "it would never happen to me".

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