Mortgage repayments usually represent most people’s single largest monthly expense, so it makes good sense to be concerned about the interest rate and fees you are paying. Or have you just sit with your loan for years without checking that it is still competitive?
Banks are constantly enhancing their product ranges. Many times there is a cheaper or more efficient product provided by the same lender. That means there is no need to refinance, just restructure within the same lender and save!
Sometimes it makes sense to refinance a loan to a new lender. But you have to take into account all the costs associated with a refinance and make sure that it makes financial sense to refinance the loan. It's quite complicated if you are not an expert.
Whether you are looking to:
a Mortgage Health Check is a good place to start.
By providing us with a few simple details about your current home loan we can then get to work on your Mortgage Health Check. Mortgage Health Check is free of charge and involves a comprehensive analysis of your current home loan, by one of our mortgage brokers. We'll compare home loans across a range of alternative mortgage products.
All you have to do is spend a few minutes filling in the form below and then we will:
It takes only a minute to fill the form, but that saves hours of searching and comparing and thousands of dollars if you have an "unhealthy" mortgage.
You can rest assured that your information will be kept private. Rate Detective will never share or on-sell your personal data.
For more details please see our Term & Conditions.
There are 3 ways to get accurate life insurance quotes in Australia:
It's your choice, just bear in mind - you can't get accurate life insurance quotes without talking with someone on the phone in this industry.
Please submit Life Insurance Quotes Form or call us on 1300 793 143.