ANZ Personal Loan: Variable Rate Personal Loan

Whether it's for a car, renovations on your home, furniture or to consolidate your debts into one easy repayment, an ANZ Variable Rate Personal Loan could be what you need.

Apply for ANZ Personal Loan

ANZ Variable Rate Personal Loan Key Features:

  • Loan term - From 1 to 7 years
  • Minimum loan amount - $5,000
  • Maximum loan amount - No maximum loan amount set
  • Repayment frequency - You can choose to pay weekly, fortnightly or monthly - whatever suits your budget.
  • Additional repayments - You have the freedom to increase your repayments at any time. This means you can pay off your loan faster and save on interest costs.
  • Redraw facility - Yes. Redraw allows you to access additional loan payments you have made. No redraw fee applies. The minimum redraw is $500.
  • ANZ Loan Protection (optional) - ANZ Loan Protection can offer you peace of mind should the unexpected happen. If you choose to protect your loan with ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
  • Interest rate from - 14.15% p.a.
  • Comparison rate from - 17.27% p.a. (based on a $10,000 Personal Loan for a three year term)
  • Loan Approval Fee - $150. Covers application and loan establishment costs.
  • Loan Administration Charge - $30 quarterly fee.

Apply for ANZ Variable Rate Personal Loan online and receive a response in only 60 seconds!

Personal Loan Details
InstitutionANZ
Apply OnlineApply
Minimum Loan$5000
Maximum Loan-
Minimum Term1yrs
Maximum Term7yrs
PurposeDebt Consolidation / Electrical Goods / Holiday / Home Renovation / New Car / Other / Shares / Used Car
SecurityUnsecured
Personal Loan Rates
Rate TypeVariable Rate
Minimum Rate14.15%
Comparison Rate17.27%
Personal Loan Fees
Entry Fee$150
Annual Fee$120
Monthly Fee-
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