Citibank Personal Loan: Personal Credit

Citibank Personal Credit gives you extra cash when you need it and can help you manage your cash flow and simplify your finances with one account.

Special Offer: Receive a 2.9% p.a. for 12 months on balance transferred!

Use Personal Credit to pay for expenses, fund your next holiday or pay for large purchases. And, you only pay interest on what you spend - so you stay control of your finances.

Cash when you need it

  • Citibank Personal Credit offers one account with access to funds via a Visa Debit card, cheques or mobile transfers
  • Generous credit limit up to $30,000. Subject to credit criteria
  • A low annual fee of $99 and enjoy no transaction fees, no cash advance fees and no ATM fees at over 3,000 (this updated in October 2011) ATMs throughout Australia.

Exclusive to Citibank

  • Receive free bottle of award winning wine every time you dine at a participating restaurants, with Citibank's Dining Program
  • Exclusive access to Visa Entertainment Offers for concerts, movies, theatre and more
  • Enjoy up to 25% off dining, accommodation and shopping with Citibank World Privileges.

Please visit Citibank Personal Credit page for more information.

Personal Loan Details
InstitutionCitibank
Apply OnlineApply
Minimum Loan$5000
Maximum Loan$30000
Minimum Term-
Maximum Term99yrs
PurposeDebt Consolidation / Electrical Goods / Holiday / Home Renovation / Marine / New Car / Other / Used Car
SecurityUnsecured
Personal Loan Rates
Rate TypeVariable Rate
Minimum Rate2.90%
Comparison Rate18.99%
Personal Loan Fees
Entry Fee$0
Annual Fee$99
Monthly Fee-

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