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Boost your savings on interest rate rise

Everybody is concerned about negative impact raising interest rates have on mortgage, but not everybody sees the other side of the coin. Interest rates on savings accounts have not been this high in Australia in more than 10 years! So there has never been a better time to dive into the "saving mode" and make interest rate rises work for you.

How Life Insurance Quotes Work in Australia?

There are 3 ways to get accurate life insurance quotes in Australia:

  1. Call or submit your details to each insurance company you want life insurance quotes from. When comparing the prices you have to be sure you provided exactly the same details to each of them. Otherwise you are comparing apples and oranges. This is why direct insurance companies trying to lure you into calling them with advertisements such as "life insurance cover from $0.21 a day" or "life insurance from $1.55 per week" - it's only basic cover that doesn't meet your needs. Instant online quote is not possible with this option and you need to provide your phone and your email.
  2. Submit your details to life insurance lead generation websites, which in turn pass your details to insurance companies they have agreement with. Once again instant quote is not possible with this option and some leads generation websites will try to get your details by implying otherwise. In this case your details are shared between lead generation website and insurance companies.
    How to spot lead generation website? Check for the Australian Financial Services License (AFSL) number - each company providing life insurance advice must show AFSL number on their website. And if there is no AFSL number on the website - most likely it's a lead generation website and you can find who they are working with (and sending your details to) in the footer or "About Us" section.
  3. And finally you can submit your details to Rate Detective. That way you get life insurance quotes from all major insurance companies with one submission, your details are safe and not passed to third parties and you are looked after by authorised insurance adviser! For FREE!

It's your choice, just bear in mind - you can't get accurate life insurance quotes without talking with someone on the phone in this industry.

Ready for an accurate life insurance quotes from TOP-12 life insurance companies in Australia?

Please submit Life Insurance Quotes Form or call us on 1300 793 143.