Think you're invincible? Think again...
You're in your twenties. You're fit. You eat healthy... well healthy enough... You don't really get struck by any illnesses. Except for that occasional yearly cold or weekly hangover. You're invincible.
Why would you need to pay a health insurance premium every month when you've got your gym membership, phone, rent and a pile of other bills to think about?
Until that one drunken stumble and you slip on a concrete staircase. Concussing yourself as well as breaking every bone in your leg. You wake up the next morning in a sterile white room, slightly confused and with a throbbing in your head and leg. You realize you're in a hospital, regretting having that last 2 or 3 rounds from last night.
A doctor gives you a report that you're going to recover just fine. It will take a month or so to completely heal your leg but you're alright. You feel relieved.
And then the nurse hands you over the bill. The bill covers your Hospital and Ambulance Fees, which equates to over $5000. There goes your Christmas holiday overseas.
If your under 30 years old you might think that your invincible, but even Superman has his kryptonite.
Applying for Health Insurance now is not only cheaper in the long run, as once you hit over 30 years old insurance companies can begin to hit a minimum of 2% surcharges to premiums. And if your over 40 up to 30% surcharges. But it's also logical.
For instance, our passion for Sport is unquestionable. Many of us enjoy going to the gym, or even kicking the footy every now and then with our mates. It's important to know that you've got the right insurance policy to cover you even if you only get the minor injury every now then. Because once you're faced with what is considered a major incident the least of your worries will be trying to figure out how to pay that hefty medical bill.
With alarming statistics stating that many Australian's, are now being diagnosed with diseases such as diabetes, and even certain cancers in their twenties. It is important that you have yourself covered.