As work hours are cut and the Federal Government's cash handouts wear off, there are a number of Australians starting to experience mortgage stress.
Consumers are also having to cope with rising prices and climbing interest rates.
Consulting group Fujitsu have suggested that the number of households under stress would probably climb up to the previous peak of almost 900,000 by the end of next year.
Employment figures released earlier last week have indicated an increase in new jobs, which is likely to add pressure to interest rates.
A mortgage stress survey released earlier last week found that there has been a 1.4 per cent increase in households under stress in October to 563,000.
This has reversed a declining trend since stress peaked at 900,000 in August last year.
Not only has the trend deteriorated but, the number of severely stressed homes has jumped by 7 per cent last month.
Severely stressed means those households are facing foreclosure of their mortgages and a forced house sale.