Football Income Protection - Standard Rates

You like to get out on there on field on the weekends, or after work, and playing a sport is a great way to stay fit and healthy right? So why should your insurance company punish you for this? Well now one doesn’t.

MLC is the only insurer on the market to now accept amateur footballers from all codes at standard insurance premiums, on a 30 day minimum wait. This means that whether you enjoy playing AFL, Rubgy Union, Rugby League or Soccer, you can enjoy the peace of mind of coverage, but without the 25% loading that used to apply.

Yes, we all know that football is inherently dangerous, and insurance companies are in the business of risk assessment. The riskier a lifestyle a person leads, the greater the chance of them making an insurance claim, and insurers thus normally require higher premiums. But, in acknowledgement of our footy culture, MLC is changing all this. Here at Rate Detective we know that football is important to many Australian’s and MLC’s recognition of this by dropping their 25% loading is a huge coup for all you amateur Gary Ablett’s, Will Genia’s and Tim Cahill’s out there.

No one goes out on the field expecting to be injured, but the reality is that these things do happen and MLC’s new policy allows you to play with the peace of mind of knowing that yourself and your loved ones will be taken care of if something does go wrong - and all at no extra cost.

Don’t pay more just for the love of the game, if you want to have a chat about your insurance premiums give as a call at Rate Detective today to speak to one of our qualified consultants.

Please note that it is still important to compare policies available to help find a policy that has the premiums and features you want. 

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Published on June 6-th, 2015 in Income Protection Insurance
Damon Rasheed is the CEO of Rate Detective, an Australian financial service comparison sites specialising in Life Insurance, Income Protection Insurance and home loans. Damon holds a Master's Degree in Economics from the University of Melbourne and has been involved in many start-up internet businesses.

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