How to Apply for a Life Insurance Policy

Because life comes with no guarantees, it's always better to prepared for the future. Nobody knows how long you can stay healthy, or how long you could keep on working, so it's important that you minimise the uncertainty in your life through life insurance. With life insurance, your loved ones can be assured of a safe and secure future in case you die.

Applying for life insurance is your first step towards that future. The good thing is that it is more convenient to get one nowadays. In the following paragraphs, we will share with you how you can go from rate comparisons to actually buying insurance here on our website. Let's get started with step 1...

  1. Get a quote. The first thing you need to do is go to our insurance calculator page. You can choose between the simple or the advanced one, with the latter providing you a more accurate quote. Simply enter your details in the calculator, then click on the submit button, and you will receive your quote.

    Keep in mind, however, that the figures you receive are just estimates of how much the premiums cost for each insurance company. To get a tailor-fit quote, move on to step 2.
  2. Contact our advisors. Here at Rate Detective, we have a team of qualified advisors who will assess your needs, from your finances, to the kind of lifestyle that you live. They will then use these pieces of information to get a more accurate picture of who you are and the type of insurance that is right for you.

    Once you are happy with their quote, then you can move to the final stage.
  3. Apply for insurance. This stage can happen immediately after the previous one. Your advisor will talk to you over the phone and can apply for insurance on your behalf at the same time. This is more convenient than going to insurance companies yourself, since the application is made over the phone. After that, you can start enjoying the benefits of being insured, which are having the confidence in living your life to the fullest, and being worry-free about the future.

Apply for Life Insurance Today

Now that you know how to apply for insurance, all you need to do is take action. Contact our qualified advisors today and they will help you find the right policy for you.

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What to find out more? Enquire now

Published on May 5-th, 2013 in Life Insurance
Damon Rasheed is the CEO of Rate Detective, an Australian financial service comparison sites specialising in Life Insurance, Income Protection Insurance and home loans. Damon holds a Master's Degree in Economics from the University of Melbourne and has been involved in many start-up internet businesses.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

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