How to Get Life Insurance Quotes in Australia

Before you buy life insurance, it is important that you get quotes first. The reason for this is that quotes will give you a rough idea of how much your policy would cost, as well as help you compare rates provided by several insurance companies. Doing these would consequently help you find the best policy for your needs in terms of price and coverage.

But how exactly do you get life insurance quotes in Australia? In the following paragraphs, we'll provide you with tips that will help you not only get quotes but also accurate ones for your needs. Here's what you need to do:

  1. Request quotes directly. You can do this by calling or submitting your details individually to every insurance company that you prefer. Remember to also provide the same details to all insurance companies to ensure that you can accurately compare their offerings. Also be careful with offerings from insurers saying that they offer the cheapest premiums, since it could mean that they're cutting corners in the coverage or it's the most basic policy they have.
  2. Go through lead generation websites. If you're looking for convenience, using a lead generation website can make the process a bit easier for you. All you need to do is submit your information to them and they will then send it to insurance companies they work with. The downside, however, is that they don't provide you with instant quotes, so there could be a significant waiting period involved.
  3. Work with fully authorized life insurance brokers. With lead generation websites, there's a chance that your information could be shared or sold to third parties other than insurance companies. That is why it's important that you choose to work with authorized brokers instead. That way, you can get instant quotes without sending your details to third parties. What's more you can get help for free, so you don't have to worry about shelling out money.

Work with Rate Detective Today

Here at Rate Detective, we are a fully authorized life insurance broker, so you can get quotes from us with confidence. We also have qualified advisors who are ready to assess your needs by considering your age and personal circumstances. And we also won't charge you for our services, so you can get accurate and reliable quotes without spending a single cent.


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Published on May 5-th, 2013 in Life Insurance
Damon Rasheed is the CEO of Rate Detective, an Australian financial service comparison sites specialising in Life Insurance, Income Protection Insurance and home loans. Damon holds a Master's Degree in Economics from the University of Melbourne and has been involved in many start-up internet businesses.

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