The RACV do not provide life insurance or income protection directly, they specialise in car, home, landlord travel and farm insurance. It’s a common misconception that that RACV offer life insurance, however, if you are an RACV member you can get a 5 per cent discount on life insurance, TPD insurance or trauma policy through AMP. You cannot get a discount for Income Protection if you are an RACV member.
Before rushing off to obtain your 5 percent discount through AMP, it’s worth doing a comparison of AMP with the other 9 insurance companies on the Rate Detective’s panel to find the most competitive cover after taking in the RACV discount into account. Mention to your Rate Detective consultant you are a RACV member and they can take the discount into account when doing the comparison. As insurance companies pricing differs across occupation, gender, age and smoking status it’s only after a comparison is completed you can find the most competitive rate. We have AMP on our panel, so we are in a position to do a full comparison.
To start the process fill out your contact details on the form provided on this page and a Rate Detective staff member will be in contact with you on the same day.