Call now: 1300 793 143
The taboo topic you're too scared to talk about... Well, we need to talk
If you're in your early forties and you haven't taken out a life insurance policy, statistically you could be gambling against the odds. In 2014, AIA Australia, one of Australia's leading life insurance providers paid out nearly HALF A BILLION DOLLARS in life insurance claims. The youngest claimant was 15 years old and the oldest claimant was 76 years old. The average age of a claimant was 48.
We know life insurance isn't the most happy of topics and one that most find too scary to even think about, let alone speak of. Many Aussies lay bare to the elements because of their laissez faire, "that'll never happen to me", attitude. Having a family that depends on you though changes everything. What would happen to them if something were to ever happen to you? The reality is, sometimes bad things just happen The good news though? It's really easy to take care of.
Here are our Detective's top tips for to consider when shopping around for life insurance:
- Investigate whether you can use super to pay for premiums. Lump sum cover, such as life insurance, can receive a 15% tax rebate if arranged within super.
- Don't just look at the price! Look at the product ratings provided by Rate Detective as they provide an indication of the quality of the cover. This is really important.
- Ask for a rebate - at Rate Detective you can receive up to 20%
- Compare prices from as many companies as possible. Don't just go to your bank who will provide only one option.
Visit here for further advice on life insurance and contact us for an obligation-free comparison and quote.
© Rate Detective - All Rights Reserved
ABN 47 127 196 712
Reproduction in part or whole without written
permission is prohibited.
RATE DETECTIVE PTY LTD. AUSTRALIAN CREDIT LICENCE NO. 469009
The Rate Detective brand is operated by Spotter Finance Pty Ltd an authorised representatives (AR Number 1254369) of Crown Wealth Group Pty Ltd ABN 22 603 037 510 Australian Financial Services Licensee 494274. Spotter Finance and its advisers are authorised to advise and deal in superannuation and life insurance products only.
Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.
Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools to help you find and compare home loans, personal insurance, credit cards and travel insurance. Rate detective is even able to help you find suitable electricity providers!
Do an online comparison today or if you would like to call our centre we have trained professionals ready to help with your enquiry.