Travel Insurance: Snow Cover

Planning on hitting the slopes and riding through fresh powder? Nothing beats the feeling of snowboarding or skiing and just breathing in the fresh air and appreciating the fantastic vistas in front of you.

But before you go out and travel, we recommend that you take out snow travel insurance first. Extreme snow sports can be quite exciting that people often forget how dangerous they can be. But with snow cover, you can rest assured that whatever you do, your needs will be taken care of.

Here are some things you need to know about snow travel insurance:

  1. Make sure it comes with medical coverage. While this is a standard part of travel policies, it always pays to be extra sure what exactly you're covered for. Why? Countries like the United States and Japan, for example, have very expensive health care systems that it would be almost impossible to pay for your hospitalisation unless you have medical coverage.
  2. Snow cover can take care of canceled trips. It's a bummer if your trip gets canceled because of a snowstorm. It also means that you'll have to pay extra in rebooking fees if you bought pre-paid airfare. But with snow cover, you could be protected from these unforeseen circumstances so you can change your flights without paying for cumbersome fees and penalties.
  3. It can also take care of your gear. Snow sports are gear-intensive. Snowboarders need their snowboards, skiers need their skis, and you'll likely need other types of gear too to protect you from the cold. Now what would you do if you gear gets lost? Unless you have extra cash lying around, it can be quite expensive to replace all of them during your trip. So it helps to get snow cover for your gear in case they get lost or stolen.
  4. Snow cover for your ski passes. Have a lesson that you missed because you got sick or lost your ski pass because it was stolen? Your snow cover could help you with that.
What's important when getting snow travel insurance is making sure that you're adequately covered. And that's what Rate Detective's professional advisors can help you with. They will assess your personal needs and provide you with rate comparisons of Australia's top insurers so that you can find snow cover that is truly tailor-fit for you. Contact us today for more details!

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Published on April 4-th, 2013 in Travel Insurance
Damon Rasheed is the CEO of Rate Detective, an Australian financial service comparison sites specialising in Life Insurance, Income Protection Insurance and home loans. Damon holds a Master's Degree in Economics from the University of Melbourne and has been involved in many start-up internet businesses.

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