How much can I borrow

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Please enter the estimated value of the property

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note the results from How Much Can I Borrow calculator should be used as an indication only. There are a large number of lenders in Australia all with different lending conditions and your individual circumstances are unique as well. If you want more precise results please contact us for a free personalised consultation.

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View assumptions used for this calculator


100% of the income amount entered is utilised in the calculation.

Credit Card Repayments

The credit limit amount is based on the total limit of all credit cards entered.

Interest Rate

To ensure that affordability is not affected should there be any possible rate increases on the loan, we have allowed for a buffer 1.5 times the interest rate entered. E.g. if there is a 4% interest rate, we use 6% as the buffer.

Calendar frequencies

We assume the following:
Months - Each month has an equal number of days and there are 12 in one year.
Year - Contains 52 weeks or 26 fortnights.

Loan Repayment

Loan repayments are rounded to the nearest cent.

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Monthly Income (before tax)

Monthly Expenses

This Loan