Please note the results from How Much Can I Borrow calculator should be used as an indication only. There are a large number of lenders in Australia all with different lending conditions and your individual circumstances are unique as well. If you want more precise results please contact us for a free personalised consultation.
100% of the income amount entered is utilised in the calculation.
Credit Card Repayments
The credit limit amount is based on the total limit of all credit cards entered.
To ensure that affordability is not affected should there be any possible rate increases on the loan, we have allowed for a buffer 1.5 times the interest rate entered. E.g. if there is a 4% interest rate, we use 6% as the buffer.
We assume the following:
Months - Each month has an equal number of days and there are 12 in one year.
Year - Contains 52 weeks or 26 fortnights.
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Rate Detective Pty Ltd and it’s advisers operate as authorised Credit Representatives of BLSSA Pty Ltd ACN 117 651 760 Australian Credit Licence No. 391237. Rate Detective Pty Ltd is an authorised Corporate Credit Representative number 411336
Rate Detective operate as an authorised representative of Affinia Financial Advisers Limited ABN 13 085 335 397 Australian Financial Services Licensee 237857. Rate Detective are authorised through Affinia to advise and deal in life risk insurance products only, including Term Life, Total and Permanent Disablement, Income Protection Insurance and Trauma Insurance.
Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
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