Please note the results from How Much Can I Borrow calculator should be used as an indication only. There are a large number of lenders in Australia all with different lending conditions and your individual circumstances are unique as well. If you want more precise results please contact us for a free personalised consultation.
100% of the income amount entered is utilised in the calculation.
Credit Card Repayments
The credit limit amount is based on the total limit of all credit cards entered.
To ensure that affordability is not affected should there be any possible rate increases on the loan, we have allowed for a buffer 2.5 times the interest rate entered. E.g. if there is a 4% interest rate, we use 6% as the buffer.
We assume the following:
Months - Each month has an equal number of days and there are 12 in one year.
Year - Contains 52 weeks or 26 fortnights.
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Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
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