The 9 insurance companies and saving of 40% is based on the highest priced product available on Rate Detective's panel versus the lowest priced product on that panel, as at 20/06/2016 and based on hypothetical 42 year old female non-smoker seeking $1m life insurance cover (premium level). Not all life insurance providers in the market are included in the comparison. The amount of any savings will depend on your circumstances.
This offer is available for all insurance companies that are on our panel. To take advantage of this offer, mention the offer to Rate Detective at the time you submit an enquiry for a quote. After 12 months we will email you a reminder that your rebate is due, so you can call to confirm your details. To be eligible for this offer, your policy needs to remain in force for the full 12 months. Any rebate to which you are entitled will be paid directly into your bank account or provided on a Gift Card.
If your policy is taken out through a Superfund, other than a SMSF, once we receive confirmation from that fund that it has rolled over the money to the insurance company you have selected, we will pay 20% of the rollover amount to your nominated bank account.
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Income Protection Insurance for General Practitioners
Your work as a general practitioner is important because you provide the first line of defence in protecting a person's health. Through your diagnosis, you could refer the patient to the appropriate specialist, health care worker, or social, welfare and support worker.
But have you ever considered what would happen if you were the one who got sick or injured? Chances are that you have your health insurance to cover you in the meantime. It may not be enough, though, if your condition persists for a long time. What's more is that your finances would be in danger if you were unable to work because of your condition. Being jobless would leave a financial void in your essential expenses such as your utilities, your children's education, and your mortgage. To prevent that from happening, you will need to have income protection insurance.
How Income Protection Insurance Works
Income protection insurance is designed to help the insured survive unemployment due to illness or injury. When you have this type of insurance, you will be able to receive about 75% or more of your salary on a monthly basis. This is important because it helps ensure that you will still have funds for all your financial needs even when you're not working.
More Benefits of Income Protection Insurance
Protects your savings. Because you still have money to spend for your essential needs, you wouldn't be forced to dip into your savings. That way, you will still be able to use your savings for whatever you want to use it for, such as your children's education, a vacation you've been planning for years, or a new car.
Lets you live a stress-free life. When you're sick or injured and are unable to work, the last thing you want to worry about is money. In fact, you deserve not to feel stressed or anxious during a trying time such as that. Thus, you will not have to worry about money, but rather focus on your quick recovery when you have income protection insurance.
Get Income Protection Insurance Today!
Contact us on 1300 793 143 and we will organize you quotes from up to 9 Insurance companies in under 10 minutes. Our consultants will talk you through the process. Contact us today for more details!
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RATE DETECTIVE PTY LTD. AUSTRALIAN CREDIT LICENCE NO. 469009
The Rate Detective brand is operated by Spotter Finance Pty Ltd an authorised representatives (AR Number 1254369) of Crown Wealth Group Pty Ltd ABN 22 603 037 510 Australian Financial Services Licensee 494274. Spotter Finance and its advisers are authorised to advise and deal in superannuation and life insurance products only.
Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.
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