The 9 insurance companies and saving of 40% is based on the highest priced product available on Rate Detective's panel versus the lowest priced product on that panel, as at 20/06/2016 and based on hypothetical 42 year old female non-smoker seeking $1m life insurance cover (premium level). Not all life insurance providers in the market are included in the comparison. The amount of any savings will depend on your circumstances.
This offer is available for all insurance companies that are on our panel. To take advantage of this offer, mention the offer to Rate Detective at the time you submit an enquiry for a quote. After 12 months we will email you a reminder that your rebate is due, so you can call to confirm your details. To be eligible for this offer, your policy needs to remain in force for the full 12 months. Any rebate to which you are entitled will be paid directly into your bank account or provided on a Gift Card.
If your policy is taken out through a Superfund, other than a SMSF, once we receive confirmation from that fund that it has rolled over the money to the insurance company you have selected, we will pay 20% of the rollover amount to your nominated bank account.
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Income Protection Insurance for Riggers
Being a rigger requires a lot of hard work. Depending on where you're working, you might be required to put together pieces of equipment, repair them, and even install cables. It involves a lot of responsibility too. Do a poor job on site and you could put everyone's life at risk.
While you ensure everyone's safety at work, it's also important that you ensure that of your family's future. You're probably doing that by saving up money for whatever expenses that might come up, your children's education, or even for your annual vacations. However, would you have enough funds if you're suddenly unable to work because of an illness or injury?
The thing is that when you can't work, you might create a financial void in your household. That means you might have to dip into your savings to have money for your daily expenses, and probably even for your medical needs. But you don't have to do that. With income protection insurance, you will receive up to 75% of your salary on a monthly basis. This will then help you with your expenses for your recovery and other financial needs.
Before you take out income protection insurance, let us help you out with a number of things you have to know. Let's start with...
Waiting period. Your insurer won't provide you with benefits from the first day you make an insurance claim. Rather, there's a waiting period of 14 days up to several years before you receive benefits.
Benefit period. As much as you would like to receive benefits for the rest of our life, income protection insurance benefits are limited. It generally lasts up to 2 years, although you could apply for 5 years or more depending on your preferences and budget.
Premiums. This is the amount of money you regularly pay the insurance company for your policy. Its price depends on a number of factors. If you have a short waiting period, for example, the premiums will be higher. The same thing goes if you have a long benefit period.
Apply for Insurance Today
Contact us on 1300 793 143 and we will organize you quotes from up to 9 Insurance companies in under 10 minutes. Our consultants will talk you through the process. Contact us today for more details!
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RATE DETECTIVE PTY LTD. AUSTRALIAN CREDIT LICENCE NO. 469009
The Rate Detective brand is operated by Spotter Finance Pty Ltd an authorised representatives (AR Number 1254369) of Crown Wealth Group Pty Ltd ABN 22 603 037 510 Australian Financial Services Licensee 494274. Spotter Finance and its advisers are authorised to advise and deal in superannuation and life insurance products only.
Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.
Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.
The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.
Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.
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