Compare Balance Transfer Credit Cards Rates

Whether you are looking to take out a new card, or replace your current card, Rate Detective can help!

If you are looking for a Low Rate card, looking to not pay an Annual Fee, wanting to transfer your balance from your current card, or earn points and rewards - we have an offer for you.

Important Information

Credit Card Interest Rate Balance Transfer Rate Annual Fee  
Virgin Money
Velocity Points on everyday purchases, up to 44 interest free days, Visa payWave, up to 4 additional cards, a competitive purchase rate, all for $64 p.a*. [Show more]
Interest rate
0% p.a. for the first 16 months, reverting to the cash advance rate after 9 months, currently 20.99% p.a.
$129 p.a. annual fee for the first year ($129 p.a. thereafter)
  • Benefit from a competitive balance transfer rate of just 0% p.a. for 9 months. This is a great way to consolidate your existing credit card debt.
  • Categories: Balance Transfer, Frequent Flyer
  • Minimum Limit: $6,000.00
  • Maximum Limit: $100,000.00
  • Minimum Repayment: 0.00% / $20.00
  • Minimum Age: 18
  • Minimum Income: 35000
  • Rewards Points: Earn 1 Velocity Point, per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2.
  • Subject to terms and conditions
  • Cash Advance Rate: 20.99%
  • Additional Card Fee: $39.00
  • Over Limit Fee: $40.00
  • Duplicate Statement Fee: $7.00
  • Late Payment Fee: $10.00
  • Foreign Exchange Fee: $5.00
  • Foreign Balance Check Fee: $0.00
  • Foreign Emergency Replacement Fee: $0.00