Compare Low Rate Credit Cards Rates

Whether you are looking to take out a new card, or replace your current card, Rate Detective can help!

If you are looking for a Low Rate card, looking to not pay an Annual Fee, wanting to transfer your balance from your current card, or earn points and rewards - we have an offer for you.

Important Information

Credit Card Interest Rate Balance Transfer Rate Annual Fee  
Virgin Money
A low 10.99% p.a. interest on purchases, so you could save on interest with your everyday purchases [Show more]
10.99% Purchase rate applies
For 6 months
The yearly fee charged for this type of credit card account.
  • Pay less interest with the Virgin Money Low Rate Card
  • Categories: Low Rate
  • Minimum Limit: $6,000.00
  • Maximum Limit: $30,000.00
  • Minimum Repayment: 0.00% / $20.00
  • Minimum Age: 18
  • Minimum Income: 35000
  • Subject to terms and conditions
  • Cash Advance Rate: 21.69%
  • Additional Card Fee: $29.00
  • Over Limit Fee: $40.00
  • Duplicate Statement Fee: $7.00
  • Late Payment Fee: $10.00
  • Foreign Exchange Fee: $0.00
  • Foreign Balance Check Fee: $0.00
  • Foreign Emergency Replacement Fee: $0.00