Compare No Annual Fee Credit Cards Rates

Whether you are looking to take out a new card, or replace your current card, Rate Detective can help!

If you are looking for a Low Rate card, looking to not pay an Annual Fee, wanting to transfer your balance from your current card, or earn points and rewards - we have an offer for you.

Important Information

Credit Card Interest Rate Balance Transfer Rate Annual Fee  
Virgin Money
Up to 44 interest free days, a competitive purchase rate & Visa payWave. [Show more]
18.99% purchase rate
0% p.a. for 14 months. Simply spend $1,000 or more in your first 3 months and you’ll get this great BT rate for 14 months. Rate reverts to 0% p.a. for 6 months if spend criteria isn’t met.
$0 annual fee for the life of the card
  • No annual fee. Ever. We thought you'd like that.
  • Categories: No Annual Fee
  • Minimum Limit: $2,000.00
  • Maximum Limit: $10,000.00
  • Minimum Repayment: 0.00% / $20.00
  • Minimum Age: 18
  • Minimum Income: 25000
  • Subject to terms and conditions
  • Cash Advance Rate: 20.99%
  • Additional Card Fee: $0.00
  • Over Limit Fee: $40.00
  • Duplicate Statement Fee: $0.00
  • Late Payment Fee: $10.00
  • Foreign Exchange Fee: $0.00
  • Foreign Balance Check Fee: $0.00
  • Foreign Emergency Replacement Fee: $0.00