Rate Detective $50 Free Challenge

If we can't beat the price on your current policy - you will get a $50 EFTPOS card from us to spend however you want. This offer is for:

  • Life insurance
  • Income Protection
  • Trauma Cover
  • Total & Permanent Disability Cover
Take the $50 Challenge Now!

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

How to become eligible for the Rate Detective $50 Free Challenge?
  • The policy that we are comparing must be identical to your current policy originally purchased (including policy type, level of cover, any extras included (including optional extras); and
  • Your existing cover must be based on standard pricing generally available to the public; and
  • The policy must be a "stepped premium" policy and not a "level premium" policy;
  • At the sole discretion of Rate Detective, we may require you to email proof that you have met The Challenge before issuing the card. Such information may include your policy documents and most recent insurance renewal notice.
How do I claim my $50 Debit Card?
  • If we are reasonably satisfied that the policies are identical in all material respects, and you meet our other eligibility criteria noted below, we will send you a Rate Detective debit card if we cannot save you money on your exiting cover during the first 12 months.
  • To claim your $50 simply email insurance@ratedetective.com.au with your name, phone number, residential address and we will send a Rate Detective debit card with $50 pre-loaded to your residential address within 60 days of completing the challenge and providing any required supporting documentation.
The Rate Detective $50 Challenge
  • Does not apply to Overseas Visitors Cover or corporate offers or discounts; and
  • Is not transferable to any other person or redeemable for cash; and
  • The total maximum payable to a single individual is $50.
  • The debit card may take up to 60 days to be issued and will be sent via registered post. If you lose the debit card, no replacement card will be issued.
AMP
AMP
CommInsure
CommInsure
MLC
MLC
Zurich
Zurich
AIA
AIA
Asteron
Asteron
ClearView
ClearView
OnePath
OnePath
TAL
TAL