Property Investment

Property Investment Articles & Guides

• Home Loans Property Investment Guide: Urban Vs. Regional Areas

  Location plays a crucial role when you buy an investment property. Ideally, you want an area with a large population and is situated near groceries, malls, and the central business district or where people usually work. All these might point to urban areas, but this isn't always the case.

• Home Loans Property Investment Guide: Houses Vs. Units

  In a separate article, we compared old and new houses when choosing an investment property. Each has its own set of pros and cons, such as the more appealing look for old houses, and that new houses come with statutory home warranty insurance. This time, we will help you choose between a house and a unit.

• Home Loans Property Investment Guide: Tax Deductions

  Whether you go about it alone or through a joint venture partnership, property investment requires a great deal of resources on your part. You will realise this once you see that your expenses don't end once you acquire the property. You will also have to spend money to advertise it, to pay for the required fees, and also for its maintenance.

• Home Loans Property Investment Guide: Doing Your Research

  Research should be one of the first few things you should do before you buy a property. There are many reasons why this makes sense. For one, it provides you with proof that you are indeed making the right decision by acquiring the property.

• Home Loans Tax Benefits 101 for Investment Property Owners

  If you own an investment property, you likely understand that paying taxes is part and parcel of owning one. It can be quite heavy on your pocket, unless you could take advantage of tax benefits which could help soften the impact of taxes on your property. We will share with you some of these benefits in this article.

• Home Loans Insurance for Investment Properties

  If you own an investment property such as a house or an apartment, you need to protect it from unforeseen circumstances such as floods and accidents. This is where insurance for investment properties comes in.

• Home Loans How to be a Property Investor on a Budget

  Just because you have a limited budget doesn't mean you can't go into property investment. You could do it with the right approach and focus. In fact, you'll have an advantage by having a small budget. For one, you'll likely be more careful with your buying decisions compared to people with serious amounts of money. But let's not delay anymore. Move on to the next paragraph for our tips.

• Home Loans Investing in an Apartment? Read This First

  Investing in an apartment could ensure you a steady stream of income just by owning one. However, there are a number of things you could do to ensure that you get the most out of your investment and keep your stream of income flowing as steadily as possible. We'll share some of these with you.

• Home Loans Mistakes to Avoid When Making a Property Investment

  There are a few simple rules to live by if you're investing on a property, which include minimizing your risk in your dealings, and buying low and then selling high. However, these things are easier said than done. More often than not, people make mistakes when there is pressure involved.

• Life Insurance Life Insurance Is Investment For The Future

  Although sad, death is a natural and somewhat predictable part of life. Although there are exceptional circumstances where the timing of one's death may be clearly predicted, the majority of us can never anticipate or envision the immediate occurrence of this life event. For this reason, it makes sense to plan ahead and ensure that your family and loved ones are financially provided for should you death be an untimely one.

• Insurance Melbourne & Sydney Are Two Of The Most Expensive Cities In The World

  A global survey has revealed that due to the strong Aussie dollar Sydney, Melbourne, Perth and Brisbane are amongst the world's most expensive cities.

• Life Insurance AIA Australia Invests in Customer Service

  AIA Life Insurance company continues the expansion of its customer service team, with the announcement that it will be recruiting an additional 27 permanent, full time staff.

• Insurance Insurance For Homeowners And Investors

  How many property owners and investors know that there is insurance to help meet your mortgage repayments should you fall into financial difficulty, be unable to work due to injury or illness or are made redundant. There are four different types of insurance available to property owners and investors.

• Property Investment Maintaining Appearances Can Be Costly

  To live among Melbourne's rich & famous is costing more than $1000 a month this year compared to last year. Despite the economic downturn people who have chosen to move into Melbourne's elite suburb of Toorak have to pay an average of almost $1300 a week more than last year.

• Property Investment How To Become A Commercial Property Investor

  You don't need to be rich to own a slice of a commercial property, but like all investments you need to do the ground work before making a decision. Unlike residential properties there are more issues to consider namely - do you acquire shares in a property trust, or do you join a property syndicate?

• Financial Planning Billions in funds still locked away

  It may be the beginning of a new dawn but the financial crisis is far from over for the many investors who still have their retirement savings frozen in mortgage and property funds. Investors are still unable to access approximately $25 billion of their savings that are fully or partially frozen.

• Financial Planning 10 Ways to boost the value of your house

  Before placing your home on the market here are some simple steps to boost the value of your home.

• Financial Planning Cash and Property most favourable investment

  Australia's two most popular investments namely cash and residential property have proved to be the strongest performers in to-days volatile markets, outperforming almost every other asset class and super fund.

• Property Investment Investment properties high in demand

  According to two national forecasters the race is on for residential investment properties.

• Financial Planning Investors being overcharged by financial planners!

  According to a new study that reveals the extent of commissions it has been revealed that some investors are paying financial planners up to 13 times more than they should. The study further revealed that commissions to planners were much more than the up-front fees charged by other planners.

• Property Investment Investment properties are back in demand

  Rental returns that exceed the cost of the mortgage are set to trigger a recovery in the housing market.

• Insurance Protect your investment - household insurance

  One in four Australians with home and/or contents insurance are underinsured which is surprising considering buying a property is one of the largest financial transactions people can make.

• Home Loans Tough picture painted for 2009

  Now that 2008 has gone there wont be too many people sorry to see the back of it. It has been an awful year for investors, as well as the world economy. When one tries to predict what the future will hold, there are no certainties. One can only assume that the economy will probably get worse before it gets better.

• Insurance Beer the best investment

  If you are really feeling down in the dumps about the recession then here is some good news for you that will lift your spirits. Here is a chance for you to invest some money almost guaranteed to produce solid returns in the gloomy months ahead - beer.

• Property Investment Why invest in living in Adelaide City?

  The City of Adelaide offers all the amenities of a big city, but is still small enough to reflect a rural charm due to its close proximity to surrounding farmlands, wine regions and the Adelaide Hills.

• Home Loans Home Loans for First Time Investors

  No need to feel reluctant if you're a first time investor, as we have the necessary skills and resources to gently guide you through each step of the process. We will endeavour to make it as easiest as possible in establishing the most appropriate home loan for you.

• Financial Planning The tax tips that the professionals use

  Though the end of the tax year passed already, I thought that I would begin my series with a run through of some of the tax planning opportunities that you can go through to legally reduce the amount of tax that you have to pay. There is no use waiting to next June - do it now.

• Financial Planning Smooth investing for rough times

  The current volatile sharemarket climate, a lack of savings to invest, the complexities of borrowing to invest, these are all working against the average investor trying to take steps to build an investment portfolio at the moment.

• Insurance Smaller retailers get bigger

  The retail sector in Australia is about to change and it can only be good for shoppers, small retailers and suppliers, said retail expert Phil Bonanno, from insights consultancy The Leading Edge.

• Home Loans Stressed borrowers conned out of homes

  CORPORATE vultures preying on mortgage-stressed homeowners have been threatened with legal action by the Australian Competition and Consumer Commission (ACCC). ACCC chairman Graeme Samuel warned yesterday he would use the Trade Practices Act to prosecute entrepreneurial predators, who pressure families to sell their homes at vastly undervalued prices.

• Financial Planning Share market ABC

  IF you have never traded on the ASX before, you will probably find that due to the internet there is an abundance of information available that was not previously so easy to access. This might well cover the technical operations of the ASX but not the day to day operations which makes one feel that one had landed on a new planet, with its own language and set of laws.

• Property Investment Depreciation Schedule

  GREATER than 50% of small property investors are losing out on thousands of dollars each year because they are failing to accurately claim depreciation on their assets. Raine and Horne (CEO) Angus Raine said "Many investors either don't have an accurate depreciation schedule or an out of date schedule.

• Property Investment Property Investing still the way

  Regardless of what the doomsayers' may make you think, investing in property over the past 10 and 20 years is still very much a winner when compared with other asset classes including shares, a new report has found.

• Property Investment Buyers Advocacy - what can they do that I can't do myself?

  Buyers' advocates or Buyers Agents offer a service to their clients, which enables these clients the ability to assess the real value and potential of Property acquisitions which in general would not be available to them as laymen. Different people have different reasons for enlisting the services of licensed Buyers Advocates; some of these are mentioned below.

• Home Loans After You Have Purchased Your Home

  So you've bought your home and settled in. Now what? The commitment to regular repayments is a permanent fixture of your budget, your disposable income is much lower, but you have the security and peace of mind in owning your own home.

• Home Loans Buying Your Own Home - Step by Step

  For first homebuyers this process can be challenging and a little confusing. Help is at hand however, and with a little forethought and assistance from the professionals you'll be settled into your new home enjoying that book or bottle of red, in no time!

• Home Loans Before You Make an Offer Buyer's Checklist

  It is smart to know what you are getting for your (or your bank's) money! Keep the following points in mind before you put an offer to the vendor. We've also included a few to consider when working through the process of offer and acceptance.

• Personal Loans Election Sharemarket

  Investors may have a fairly quiet end to the federal election week, with little local economic data scheduled, while equity markets could make a run higher following expectations of a recovery in the US after the Thanksgiving Day Public Holiday.