Financial Planning Guides

Top ten individual finance tips
It is not about how much you earn, but more about how much of it you keep, even a substantial income is not going to have you achieve your goals if you spend it all. Know yourself financially; understand your own personal finance habits. Create a budget for you and your family, make sure you whole family sticks to it.
Top 10 Tax Tips for Individuals
Tax is inevitable - if you are earning money. So even though we all have to pay it - there is no reason why you should pay more than your fair share. My top 10 tax tips.
Top 6 Small Business Financial Mistakes
The 6 most frequent mistakes that we see small business operators make. Find what they are here.
Small Business Tax Management
In my experience too many small business owners, and individuals alike, make financial decisions based on the tax implications of the transaction. STOP IT. Paying tax is GOOD - it means that you are making money.
Selecting the Right Financial Advisor
Accountants are accountants - right? Wrong! Accounting is one of the most diverse areas of business. Some of my friends are accountants with over 25 years experience - yet never prepare their own tax return!
Legal Structures
I get asked all the time: "What is the best legal structure to operate my business in/buy my investments in/ own my home in?" The reality is that there is no "best". Each has their own pros and cons and you need to sit down with someone who knows your affairs properly and decide on the best structure with them.

Guides by Categories

Financial Planning Topics

ABN 47 127 196 712

Reproduction in part or whole without written
permission is prohibited.

RATE DETECTIVE PTY LTD. AUSTRALIAN CREDIT LICENCE NO. 469009

The Rate Detective brand is operated by Spotter Finance Pty Ltd an authorised representatives (AR Number 1254369) of MYONLINEADVISERS PTY LTD ABN 85 159 942 828 Australian Financial Services Licensee 427484. Spotter Finance and its advisers are authorised to advise and deal in superannuation and life insurance products only.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.

Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.

The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.

Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.

Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools to help you find and compare home loans, personal insurance, credit cards and travel insurance. Rate detective is even able to help you find suitable electricity providers!

Do an online comparison today or if you would like to call our centre we have trained professionals ready to help with your enquiry.

Financial Planning Guides

Guides by Categories

Financial Planning Topics

Compare Insurance Quotes

Compare Home Loans

Compare Credit Cards

Compare Electricity Rates

Compare Car Loans

General Links