Home Loans Guides

Your guide to investment property loans
There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.
Property Investment Property Investment Tips: Risks in the Horizon
With historically low interest rates, the environment in Australia for property investment has been prosperous for many investors over the past 5 years. There is also increasing competition among lenders, many of which are trying to gain marketing share by offering competitive rates. At Rate Detective, we have access to more than 30 lenders and can find you the most competitive lender from our panel of lenders.
Property Investment Property Investment Tips: On Insurance
Purchasing a property is the largest investment that most people will make in their life. Many people don’t protect this investment adequately with the right types of insurance. In this article, we’ll share with you a number of your insurance options if you own an investment property.
Home Loan Comparison Rates - Explained & Judged
In order to help us choose between lenders & loans by law a home loan comparison rate must be offered or displayed to you. Without a comparison rate one bank could advertise a loan @ super low interest rates but have heaps of hidden fees and we might make our decisions based on false information.
Tips To Help You Get A Mortgage
If you are going to apply for a mortgage, it is imperative that you do all you can to make yourself attractive to lenders. Here are some tips that could help you.
Property Investment How To Become A Commercial Property Investor
You don't need to be rich to own a slice of a commercial property, but like all investments you need to do the ground work before making a decision. Unlike residential properties there are more issues to consider namely - do you acquire shares in a property trust, or do you join a property syndicate?
Property Investment Are You Living 'The Life'?
Why is it that things just seem to work out for some people?
Property Investment Buyers Advocacy - what can they do that I can't do myself?
Buyers' advocates or Buyers Agents offer a service to their clients, which enables these clients the ability to assess the real value and potential of Property acquisitions which in general would not be available to them as laymen. Different people have different reasons for enlisting the services of licensed Buyers Advocates; some of these are mentioned below.
After You Have Purchased Your Home
So you've bought your home and settled in. Now what? The commitment to regular repayments is a permanent fixture of your budget, your disposable income is much lower, but you have the security and peace of mind in owning your own home.
Buying Your Own Home - Step by Step
For first homebuyers this process can be challenging and a little confusing. Help is at hand however, and with a little forethought and assistance from the professionals you'll be settled into your new home enjoying that book or bottle of red, in no time!
Before You Make an Offer Buyer's Checklist
It is smart to know what you are getting for your (or your bank's) money! Keep the following points in mind before you put an offer to the vendor. We've also included a few to consider when working through the process of offer and acceptance.
How to Find Your Home
With all the different options available to you in the 21st century to find your own home, it pays to put them to good use. To help you in your search, we outline the main ones to keep in mind.
Choosing a lender and loan pre-approval
When purchasing a home, choosing your lender is one of the key decisions you will make. This guide discusses the various lender options that are available, and outlines what YOU need to do to ensure that you receive the required funding for your purchase.
What type of loan is best for you?
When choosing your loan, there are a number of various features which you need to get your head around. Additionally, there are some fundamental aspects relating to the nature of the loan itself which you need to be aware of. This guide should give you a good basis for deciding which type of loan to choose.
Financial Health Check
So, you've decided to buy your own home? Before you rush out and make an offer, pause and take note of these few points. It could save you time and money later!
Top 5 Home Loan tips for first home buyers
These tips were originally presented by Regan from Rate Detective on the Sky News Channel show Your Money, Your Call.
Buyer's Advocates
For most people, buying an investment property is the largest investment they will ever make.
Simple Guide to Mortgage Refinance
Refinancing your mortgage can bring you multiple financial benefits.
Buying Property at Auction
Buying at auction can be an exhilarating experience but to avoid disappointment and/or paying an inflated price it is best to undertake as much research as possible - of both the property you intend to purchase and the auction process itself.

Guides by Categories

Enquire about Home Loans

Name:

Phone:

E-Mail:

State:

Amount:

Please enter the estimated value of the property

Type:

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Extent of Comparisons Disclaimer How we get paid Privacy Policy Credit Guide

Home Loans Topics

ABN 47 127 196 712

Reproduction in part or whole without written
permission is prohibited.

RATE DETECTIVE PTY LTD. AUSTRALIAN CREDIT LICENCE NO. 469009

The Rate Detective brand is operated by Spotter Finance Pty Ltd an authorised representatives (AR Number 1254369) of Crown Wealth Group Pty Ltd ABN 22 603 037 510 Australian Financial Services Licensee 494274. Spotter Finance and its advisers are authorised to advise and deal in superannuation and life insurance products only.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information or advice on this website, you should consider the appropriateness of it (and any relevant product) having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Please note our advice does not include independent financial, legal and taxation advice prior to acquiring a product.

Not all providers of insurance, mortgages, and credit cards on the market are included in our comparisons. The amount of any savings will depend on your circumstances.

The financial products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage.

Compare life insurance, home loans, income protection and credit cards to find a competitive rate for your situation by providing you prices for all products on our panel. There are hundreds of choices out there, and our guides and calculators can help you when you are searching for these products.

Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. Rate Detective is a one stop online shop that provides the necessary tools to help you find and compare home loans, personal insurance, credit cards and travel insurance. Rate detective is even able to help you find suitable electricity providers!

Do an online comparison today or if you would like to call our centre we have trained professionals ready to help with your enquiry.

Home Loans Guides

Guides by Categories

Important Information

Home Loans Topics

Compare Insurance Quotes

Compare Home Loans

Superannuation Consolidation

Compare Credit Cards

Compare Electricity Rates

Compare Car Loans

General Links