Home Loans - Phil Aldridge


Please feel free to contact me any time on 0488 226 953, 039 821 400 or phil.aldridge@ratedetective.com.au.

I look forward to hearing from you soon.

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Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Hi, my name is Phil Aldridge and I am your Senior Credit Adviser.

My areas of expertise include Residential Mortgages, Small Business Lending, Leasing and Asset Finance, SMSF and associated risk products.

I am a member of the Mortgage Finance Association of Australia. I hold a Diploma of Finance & Mortgage Broking Management and a Diploma of Financial Planning.

I have over 16 years mortgage lending experience, having worked for ANZ, NAB, City Central Home Loans and Westpac. I also worked for 12 years in the Australian domestic money markets prior to this. I am confident that my experience will assist you in achieving your financial goals.

Over the years, some clients may have gained a significant amount of equity in their homes and have considered looking at opportunities to utilise it – whether it be for a new home, an investment property, home renovations, helping their children into their first home or to buy a new car.

Also, with the economic events of the past 12 months, I am aware that some peoples’ circumstances may have changed, for instance, change in employment or household changes.

With interest rates historically low, I believe now may be a good time to review your requirements and make sure that your current loan is still the most appropriate loan facility for your needs. I would be more than happy to provide an insight on some of the options available to you and if appropriate, I may be able to assist with a restructure in order to meet your financial needs.

I finally have my picket fenced cottage in the Mountains! And, with lower expenses, my life has changed dramatically for the best! Thank-you Phil for helping me achieve what others could not! I will be referring you to all of my friends and associates. Warmest Regards,

- Joanne F

Thank you for taking the time to listen and understand our financial needs, goals and vision. You certainly didn’t put us in the too hard basket when others did. We are extremely grateful for the advice given and the approach you took in formulating a plan for us and tracking down the best deals possible for our circumstances. You literally saved us thousands of dollars in interest, and restored our faith in people such as yourself who cared enough to help put us back on the road to recovery.

- Kosta K

I did not think I had any chance of getting finance but had no choice but to keep trying! I have no doubt it was only your persistence, perseverance and intimate knowledge of the Banking Finance system that got my loan over the line.

- Helen K

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