Since the days of the gold rush and of bushrangers AMP Australia has been helping people manage their financial well being, so they can enjoy the future they want.

Beginning in 1849 as "The Australian Mutual Provident Society" an organization offering life insurance, AMP has evolved over 150 plus years to be a publicly listed company. The goal is to be acknowledged as a high performing company that meets and exceeds their responsibilities to share holders, customers, planners, employees and the communities in which they operate.

AMP wants to position itself as Australians leading provider of quality financial advice, delivering simple, value for money products and superior investment performance.

20% off on AMP Life Insurance and AMP Income Protection

If you are after AMP Life Insurance or AMP Income Protection consider this - we can offer you the exact the same product with the exact the same premium from AMP Australia and give you 20% off your first years insurance premiums!

See how to redeem your cash back?

What are the savings with Rate Detective?

Let's say you are 40 years old, male, a non-smoker and applying for $1,000,000 of Life Insurance cover.

AMP Life Insurance Cover would cost you around $75 per month - or $900 per year. With our 20% cash rebate you will receive $180 back. It's not a fortune but it's a $180 saving for 2 minute job! Take 2 minutes to fill out the form on this page and the rest is on us!

What's more, we will evaluate your situation and check what other 10 Life Insurance companies are offering to make sure you are getting the best deal. Maybe you are entitled to even more savings...

Best of all, our service is totally free. Get in touch and see how Rate Detective can save you money on AMP Income Protection and AMP Life Insurance!

Enquire About AMP Insurance

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Add up to 5 home loans to your enquiry and get a free detailed comparison report.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

AMP Home Loans Loan Type Initial Rate Comparison Rate  
AMP
AMP
Variable 3.79% 4.16%  
  • Revert Rate: 3.79%
  • Maximum LVR: 80.00%
  • Monthly Payment: $774
  • Total Cost: $91,360
  • Total Interest: $82,340
  • Total Fees: $9,020
  • Upfront Fee: $295
  • Annual Fee: $349
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 3.96% 3.98%  
  • Revert Rate: 3.96%
  • Maximum LVR: 90.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 3.96% 4.00%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 3.96% 4.32%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $95,554
  • Total Interest: $86,534
  • Total Fees: $9,020
  • Upfront Fee: $295
  • Annual Fee: $349
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.05% 4.09%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.25% 4.11%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.25% 4.33%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.25% 4.64%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.33% 4.14%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.33% 4.34%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.33% 4.65%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.47% 4.20%  
  • Revert Rate: 4.47%
  • Maximum LVR: 80.00%
  • Monthly Payment: $831
  • Total Cost: $100,004
  • Total Interest: $99,359
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.47% 4.49%  
  • Revert Rate: 4.47%
  • Maximum LVR: 80.00%
  • Monthly Payment: $831
  • Total Cost: $108,379
  • Total Interest: $99,359
  • Total Fees: $9,020
  • Upfront Fee: $295
  • Annual Fee: $349
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.49% 4.20%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.49% 4.39%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.49% 4.70%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.50% 5.58%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.55% 4.13%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.55% 4.36%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.55% 4.66%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.56% 4.28%  
  • Revert Rate: 4.56%
  • Maximum LVR: 90.00%
  • Monthly Payment: $839
  • Total Cost: $103,705
  • Total Interest: $101,660
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.57% 5.03%  
  • Revert Rate: 4.57%
  • Maximum LVR: 80.00%
  • Monthly Payment: $840
  • Total Cost: $113,936
  • Total Interest: $101,916
  • Total Fees: $12,020
  • Upfront Fee: $295
  • Monthly Fee: $10
  • Annual Fee: $349
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.60% 5.43%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.60% 5.50%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.60% 5.59%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.63% 4.19%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.63% 4.39%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.63% 4.69%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 4.67% 4.70%  
  • Revert Rate: 4.67%
  • Maximum LVR: 80.00%
  • Monthly Payment: $848
  • Total Cost: $105,132
  • Total Interest: $104,487
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.79% 4.28%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.79% 4.46%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.79% 4.76%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
3 Years Fixed 4.90% 5.50%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
2 Years Fixed 4.90% 5.56%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
1 Year Fixed 4.90% 5.61%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 4.93% 4.45%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 4.93% 4.60%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 4.93% 4.91%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 5.01% 5.62%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 5.04% 5.48%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 5.23% 4.56%  
  • Revert Rate: 4.05%
  • Maximum LVR: 90.00%
  • Monthly Payment: $796
  • Total Cost: $90,816
  • Total Interest: $88,771
  • Total Fees: $2,045
  • Upfront Fee: $545
  • Monthly Fee: $5
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 5.23% 4.71%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $87,179
  • Total Interest: $86,534
  • Total Fees: $645
  • Upfront Fee: $645
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 5.23% 4.99%  
  • Revert Rate: 3.96%
  • Maximum LVR: 80.00%
  • Monthly Payment: $788
  • Total Cost: $86,829
  • Total Interest: $86,534
  • Total Fees: $295
  • Upfront Fee: $295
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
5 Years Fixed 5.34% 5.59%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 5.50% 5.56%  
  • Revert Rate: 5.50%
  • Maximum LVR: 90.00%
  • Monthly Payment: $921
  • Total Cost: $127,234
  • Total Interest: $126,339
  • Total Fees: $895
  • Upfront Fee: $895
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 5.50% 5.67%  
  • Revert Rate: 5.50%
  • Maximum LVR: 75.00%
  • Monthly Payment: $921
  • Total Cost: $130,234
  • Total Interest: $126,339
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 5.73% 5.65%  
  • Revert Rate: 5.73%
  • Maximum LVR: 90.00%
  • Monthly Payment: $942
  • Total Cost: $133,449
  • Total Interest: $132,554
  • Total Fees: $895
  • Upfront Fee: $895
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 5.73% 5.89%  
  • Revert Rate: 5.73%
  • Maximum LVR: 90.00%
  • Monthly Payment: $942
  • Total Cost: $136,449
  • Total Interest: $132,554
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 6.01% 6.01%  
  • Revert Rate: 6.01%
  • Maximum LVR: 75.00%
  • Monthly Payment: $967
  • Total Cost: $144,106
  • Total Interest: $140,211
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 6.21% 6.35%  
  • Revert Rate: 6.21%
  • Maximum LVR: 90.00%
  • Monthly Payment: $986
  • Total Cost: $149,635
  • Total Interest: $145,740
  • Total Fees: $3,895
  • Upfront Fee: $895
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
AMP
AMP
Variable 6.21% 6.64%  
  • Revert Rate: 6.21%
  • Maximum LVR: 80.00%
  • Monthly Payment: $986
  • Total Cost: $157,760
  • Total Interest: $145,740
  • Total Fees: $12,020
  • Upfront Fee: $295
  • Monthly Fee: $10
  • Annual Fee: $349
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes