Auswide Bank

Auswide Bank (formerly Wide Bay Australia) is helping Australians achieve home ownership, create wealth, access banking & financial services that make their life easier and help them to protect their assets and loved ones from financial loss or hardship. 

They were founded in 1966 and provide an extensive range of personal and business banking products and services issued directly or in partnership with leading service providers via branches, strategic relationships and online & digital channels. 

Auswide Bank has an Australian Credit Licence and an Australian Financial Services Licence issued by ASIC and is an Authorised Deposit-taking Institution prudentially supervised by the Australian Prudential Regulation Authority. 

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

Auswide Home Loans Loan Type Initial Rate Comparison Rate  
Auswide Bank
Auswide Bank
Variable 3.99% 4.01%  
  • Revert Rate: 3.99%
  • Maximum LVR: 80.00%
  • Monthly Payment: $791
  • Total Cost: $87,881
  • Total Interest: $87,278
  • Total Fees: $603
  • Upfront Fee: $603
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
Variable 3.99% 4.38%  
  • Revert Rate: 3.99%
  • Maximum LVR: 90.00%
  • Monthly Payment: $791
  • Total Cost: $97,456
  • Total Interest: $87,278
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
3 Years Fixed 4.34% 4.90%  
  • Revert Rate: 4.60%
  • Maximum LVR: 95.00%
  • Monthly Payment: $842
  • Total Cost: $112,863
  • Total Interest: $102,686
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
2 Years Fixed 4.34% 4.93%  
  • Revert Rate: 4.60%
  • Maximum LVR: 95.00%
  • Monthly Payment: $842
  • Total Cost: $112,863
  • Total Interest: $102,686
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
Variable 4.39% 4.77%  
  • Revert Rate: 4.39%
  • Maximum LVR: 90.00%
  • Monthly Payment: $824
  • Total Cost: $107,501
  • Total Interest: $97,323
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
3 Years Fixed 4.39% 5.21%  
  • Revert Rate: 5.02%
  • Maximum LVR: 90.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
2 Years Fixed 4.39% 5.27%  
  • Revert Rate: 5.02%
  • Maximum LVR: 90.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
1 Year Fixed 4.44% 4.96%  
  • Revert Rate: 4.60%
  • Maximum LVR: 95.00%
  • Monthly Payment: $842
  • Total Cost: $112,863
  • Total Interest: $102,686
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
3 Years Fixed 4.44% 5.31%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
1 Year Fixed 4.44% 5.33%  
  • Revert Rate: 5.02%
  • Maximum LVR: 90.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
2 Years Fixed 4.44% 5.40%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
3 Years Fixed 4.49% 5.63%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
4 Years Fixed 4.54% 5.22%  
  • Revert Rate: 5.02%
  • Maximum LVR: 95.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
1 Year Fixed 4.54% 5.50%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
2 Years Fixed 4.54% 5.75%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
1 Year Fixed 4.54% 5.87%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
Variable 4.60% 4.97%  
  • Revert Rate: 4.60%
  • Maximum LVR: 95.00%
  • Monthly Payment: $842
  • Total Cost: $112,863
  • Total Interest: $102,686
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
4 Years Fixed 4.64% 5.31%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
4 Years Fixed 4.64% 5.57%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
5 Years Fixed 4.69% 5.25%  
  • Revert Rate: 5.02%
  • Maximum LVR: 95.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
5 Years Fixed 4.79% 5.31%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
5 Years Fixed 4.79% 5.55%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
Variable 5.00% 5.38%  
  • Revert Rate: 5.00%
  • Maximum LVR: 85.00%
  • Monthly Payment: $877
  • Total Cost: $123,243
  • Total Interest: $113,066
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
Variable 5.02% 5.38%  
  • Revert Rate: 5.02%
  • Maximum LVR: 90.00%
  • Monthly Payment: $879
  • Total Cost: $123,768
  • Total Interest: $113,590
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
Variable 5.27% 5.65%  
  • Revert Rate: 5.27%
  • Maximum LVR: 85.00%
  • Monthly Payment: $901
  • Total Cost: $130,370
  • Total Interest: $120,193
  • Total Fees: $10,178
  • Upfront Fee: $303
  • Annual Fee: $395
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Auswide Bank
Auswide Bank
Variable 5.43% 5.58%  
  • Revert Rate: 5.43%
  • Maximum LVR: 95.00%
  • Monthly Payment: $915
  • Total Cost: $128,061
  • Total Interest: $124,461
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Auswide Bank
Auswide Bank
Variable 5.85% 6.00%  
  • Revert Rate: 5.85%
  • Maximum LVR: 90.00%
  • Monthly Payment: $953
  • Total Cost: $139,424
  • Total Interest: $135,824
  • Total Fees: $3,600
  • Upfront Fee: $600
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes