Firstmac Limited is an Australian owned company that has been offering home and investment loans for 30 years now. They manage over $5 billion in mortgages and $150 million in cash investments across several offices located in Melbourne, Sydney, Brisbane, the Gold Coast, and in their international office in Singapore.

The company is known for their use of innovative online applications and technology, a feature that sets them apart from regular banks. With the help of highly-trained local support staff, they are able to provide their customers with simple, affordable, and innovative financial products and services that range from home loans to insurance, investments and savings.

Products and Services of Firstmac

There are many banks and financial institutions to choose from in Australia. However, many of them charge hefty fees and offer only a limited set of features that clients actually need. This is where Firstmac comes in. They are a company that offers flexible home loans and competitive interest rates. Their home loans come with unique features like free and unlimited 100% redraw for variable loans, unlimited 24/7 access to accounts with online and phone banking, no monthly or annual fees and flexible payment options, to name a few.

With Firstmac, clients can also protect the things that are important to them. Whether it is life, home, property or vehicle, clients can be sure to find the most suitable insurance package for them. The company’s insurance packages come with several features and are specifically designed to cater to the unique needs of their clients.

Aside from home loans and insurance, Firstmac also offers products and services to investors. For one, there’s its Investment Fund option. This comes with no entry and exit fees, distributions that are paid on a monthly basis, and SMSF investments are permitted. Those who wish to take out an Investment Loan may also do so with the Firstmac Investors’ Package.

Add up to 5 home loans to your enquiry and get a free detailed comparison report.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

FirstMac Home Loans Loan Type Initial Rate Comparison Rate  
FirstMac
FirstMac
Variable 3.84% 3.87%  
  • Revert Rate: 3.84%
  • Maximum LVR: 80.00%
  • Monthly Payment: $779
  • Total Cost: $84,289
  • Total Interest: $83,569
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
FirstMac
FirstMac
Variable 3.94% 3.97%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $86,758
  • Total Interest: $86,038
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
FirstMac
FirstMac
Variable 4.09% 4.12%  
  • Revert Rate: 4.09%
  • Maximum LVR: 80.00%
  • Monthly Payment: $799
  • Total Cost: $90,488
  • Total Interest: $89,768
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
FirstMac
FirstMac
1 Year Fixed 4.09% 4.52%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $100,589
  • Total Interest: $99,869
  • Total Fees: $720
  • Upfront Fee: $720
FirstMac
FirstMac
Variable 4.19% 4.22%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $92,993
  • Total Interest: $92,273
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
FirstMac
FirstMac
2 Years Fixed 4.24% 4.52%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $100,589
  • Total Interest: $99,869
  • Total Fees: $720
  • Upfront Fee: $720
FirstMac
FirstMac
Variable 4.29% 4.32%  
  • Revert Rate: 4.29%
  • Maximum LVR: 80.00%
  • Monthly Payment: $816
  • Total Cost: $95,511
  • Total Interest: $94,791
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
FirstMac
FirstMac
Variable 4.29% 4.32%  
  • Revert Rate: 4.29%
  • Maximum LVR: 80.00%
  • Monthly Payment: $816
  • Total Cost: $95,511
  • Total Interest: $94,791
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
FirstMac
FirstMac
Variable 4.39% 4.42%  
  • Revert Rate: 4.39%
  • Maximum LVR: 80.00%
  • Monthly Payment: $824
  • Total Cost: $98,043
  • Total Interest: $97,323
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
FirstMac
FirstMac
Variable 4.39% 4.42%  
  • Revert Rate: 4.39%
  • Maximum LVR: 80.00%
  • Monthly Payment: $824
  • Total Cost: $98,043
  • Total Interest: $97,323
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
FirstMac
FirstMac
3 Years Fixed 4.39% 4.52%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $100,589
  • Total Interest: $99,869
  • Total Fees: $720
  • Upfront Fee: $720
FirstMac
FirstMac
1 Year Fixed 4.39% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720
FirstMac
FirstMac
Variable 4.49% 4.52%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $100,589
  • Total Interest: $99,869
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
FirstMac
FirstMac
Variable 4.49% 4.52%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $100,589
  • Total Interest: $99,869
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
FirstMac
FirstMac
2 Years Fixed 4.54% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720
FirstMac
FirstMac
Variable 4.59% 4.62%  
  • Revert Rate: 4.59%
  • Maximum LVR: 80.00%
  • Monthly Payment: $841
  • Total Cost: $103,149
  • Total Interest: $102,429
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
FirstMac
FirstMac
Variable 4.69% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
FirstMac
FirstMac
Variable 4.69% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
FirstMac
FirstMac
3 Years Fixed 4.69% 4.72%  
  • Revert Rate: 4.69%
  • Maximum LVR: 80.00%
  • Monthly Payment: $850
  • Total Cost: $105,722
  • Total Interest: $105,002
  • Total Fees: $720
  • Upfront Fee: $720