Heritage Bank was founded in 1875 in Toowoomba, Australia. It is Australia’s largest mutual bank and because they are independent, they are owned by customers and not shareholders. The company was created after the merger of Toowoomba Permanent Building Society and the Darling Downs Building Society in 1981, and was called Heritage Building Society at the time. The Heritage Building Society was officially changed to Heritage Bank in December 2011 in order to maintain its relevance and capability in the industry.
Heritage Bank prides itself in putting the needs of the people first that’s why they offer a wide variety of products and services that cater to their clients’ personal or business banking needs. Whether these clients are looking into opening a new account, applying for a credit card or inquiring about a home loan or term deposit, Heritage Bank offers them with the best financial solutions.
Heritage Bank offers several services under personal accounts like home loans, savings accounts, personal loans, credit cards, term deposit, insurance, and even financial planning and superannuation. With zero account keeping fees, their day-to-day banking and savings accounts include extra features like online banking, phone banking and even SMS services.
Another award-winning product under Heritage Bank is their home loans, which come with competitive interest rates and low mortgage fees. These also feature unlimited extra payments and redraws on fixed and variable rate loans.
The bank also offers personal loans like car loans, debt consolidation, and several options to help clients pay their personal loans sooner.
Lastly, customers may also apply for a credit or debit card, both of which offer exceptional value and benefits including no annual fees, rewards system and of course, low interest rates.
Heritage Bank always puts the people first by giving support to different community events. They pride in offering lower interest rates and lower fees and sometimes, even no fees at all. With history going back to 1875, Heritage Bank has proven its worth as a dependable and trustworthy bank.