Latrobe Financial

La Trobe Financial was founded by the late Raymond O’Neill on 3 August 1952. It is because of Charles La Trobe, the 1st Lieutenant-Governor of Victoria (now a state of Australia) that this financial institution was born. He played a very important role in the social and economic life of Victoria during his term as governor that several institutions have been named after him for all his hard work and contribution.

The company initially started as a business partnership between Raymond O’ Neill and Kelvin David O’ Mullane. It was eventually demutualised in 1970 and O’Neill helped transform the company into becoming one of Australia’s leading bank independent credit specialist funds manager.

The company has been operating in all states and territories of Australia for more than 60 years and provides financial assistance to borrowers, investors, as well as insurance and trust services.

Products and Services of La Trobe Financial

La Trobe Financial offers several products and services that range from asset origination and mortgage finance, to wealth management and insurance and portfolio management. Its home loan, retail investment, and insurance products provide solutions to cater to the needs of most types of borrowers.

For loan products, clients may choose from residential and rural lending or commercial lending options. There are also investment options available that can help property investors manage their mortgages and protect their capital. The best part is that the company offers personalised services to make investing easy. Meanwhile, those looking for basic or enhanced protection may choose from La Trobe Financial’s wide array of insurance options that lets clients pay premiums with regular loan repayments.

Financial Information about La Trobe Financial

  • La Trobe Financial’s main headquarters is located at Level 25, 333 Collins Street, Melbourne, Victoria.
  • It employs over 120 employees and holds $65 million in Group Net Assets.
  • Its Funds Under Management (FUM) amounts to $1.6 Billion.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

Latrobe Financial Home Loans Loan Type Initial Rate Comparison Rate  
Latrobe Financial
Latrobe Financial
Variable 4.49% 4.73%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $105,917
  • Total Interest: $99,869
  • Total Fees: $6,048
  • Upfront Fee: $1,548
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 4.49% 4.73%  
  • Revert Rate: 4.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $833
  • Total Cost: $105,917
  • Total Interest: $99,869
  • Total Fees: $6,048
  • Upfront Fee: $1,548
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 4.59% 4.79%  
  • Revert Rate: 4.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $841
  • Total Cost: $107,481
  • Total Interest: $102,429
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 4.59% 4.79%  
  • Revert Rate: 4.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $841
  • Total Cost: $107,481
  • Total Interest: $102,429
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.34% 5.53%  
  • Revert Rate: 5.34%
  • Maximum LVR: 75.00%
  • Monthly Payment: $907
  • Total Cost: $127,109
  • Total Interest: $122,056
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.34% 5.53%  
  • Revert Rate: 5.34%
  • Maximum LVR: 75.00%
  • Monthly Payment: $907
  • Total Cost: $127,109
  • Total Interest: $122,056
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.49% 5.68%  
  • Revert Rate: 5.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $920
  • Total Cost: $131,123
  • Total Interest: $126,071
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.49% 5.68%  
  • Revert Rate: 5.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $920
  • Total Cost: $131,123
  • Total Interest: $126,071
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.59% 5.78%  
  • Revert Rate: 5.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $929
  • Total Cost: $133,816
  • Total Interest: $128,763
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.59% 5.78%  
  • Revert Rate: 5.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $929
  • Total Cost: $133,816
  • Total Interest: $128,763
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.59% 5.78%  
  • Revert Rate: 5.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $929
  • Total Cost: $133,816
  • Total Interest: $128,763
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 5.59% 5.78%  
  • Revert Rate: 5.59%
  • Maximum LVR: 75.00%
  • Monthly Payment: $929
  • Total Cost: $133,816
  • Total Interest: $128,763
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 6.04% 6.22%  
  • Revert Rate: 6.04%
  • Maximum LVR: 75.00%
  • Monthly Payment: $970
  • Total Cost: $146,089
  • Total Interest: $141,037
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 6.04% 6.22%  
  • Revert Rate: 6.04%
  • Maximum LVR: 75.00%
  • Monthly Payment: $970
  • Total Cost: $146,089
  • Total Interest: $141,037
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 6.04% 6.22%  
  • Revert Rate: 6.04%
  • Maximum LVR: 75.00%
  • Monthly Payment: $970
  • Total Cost: $146,089
  • Total Interest: $141,037
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 6.04% 6.22%  
  • Revert Rate: 6.04%
  • Maximum LVR: 75.00%
  • Monthly Payment: $970
  • Total Cost: $146,089
  • Total Interest: $141,037
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.19% 7.62%  
  • Revert Rate: 7.19%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,078
  • Total Cost: $186,078
  • Total Interest: $173,526
  • Total Fees: $12,553
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Annual Fee: $300
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.19% 7.62%  
  • Revert Rate: 7.19%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,078
  • Total Cost: $186,078
  • Total Interest: $173,526
  • Total Fees: $12,553
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Annual Fee: $300
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.19% 7.62%  
  • Revert Rate: 7.19%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,078
  • Total Cost: $186,078
  • Total Interest: $173,526
  • Total Fees: $12,553
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Annual Fee: $300
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.19% 7.62%  
  • Revert Rate: 7.19%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,078
  • Total Cost: $186,078
  • Total Interest: $173,526
  • Total Fees: $12,553
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Annual Fee: $300
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.29% 7.46%  
  • Revert Rate: 7.29%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,088
  • Total Cost: $181,476
  • Total Interest: $176,424
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.29% 7.46%  
  • Revert Rate: 7.29%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,088
  • Total Cost: $181,476
  • Total Interest: $176,424
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.54% 7.71%  
  • Revert Rate: 7.54%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,112
  • Total Cost: $188,770
  • Total Interest: $183,718
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.54% 7.71%  
  • Revert Rate: 7.54%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,112
  • Total Cost: $188,770
  • Total Interest: $183,718
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.79% 7.96%  
  • Revert Rate: 7.79%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,137
  • Total Cost: $196,133
  • Total Interest: $191,081
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Latrobe Financial
Latrobe Financial
Variable 7.79% 7.96%  
  • Revert Rate: 7.79%
  • Maximum LVR: 75.00%
  • Monthly Payment: $1,137
  • Total Cost: $196,133
  • Total Interest: $191,081
  • Total Fees: $5,053
  • Upfront Fee: $553
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes