Mortgage Mart

Mortgage Mart of Australia Pty Ltd is a residential home lender that offers financing through its network of more than 1,000 accredited brokers and introducers. It has Full Corporate Membership with the Finance Brokers Association of Australia (FBAA), and is a member of the Credit Ombudsman Service.

A number of advantages of Mortgage Mart include its aggressively priced, fully featured home loan products, as well as its fast loan processing service. The company’s services don’t stop at settlement. Mortgage Mart is also able to manage loans and assist those who require additional financing. 

Mortgage Mart of Australia  Products

Mortgage Mart of Australia offers a number of products to its clients, which are:

1. Standard variable loan. This is the type of loan wherein the interest rate changes according to the cash rate set by the Reserve Bank. This typically has more flexible features compared to a fixed rate loan, such as a redraw facility, and unlimited number of additional repayments.

2. Discount variable loan. Similar to a variable rate loan, but this one offers a low introductory rate for a set period (usually 12 months), after which the rates would revert to the standard variable rate.

3. Fixed rate loan. As the name would suggest, this is where the borrower chooses to fix their interest rate for a set amount of time, usually up to five years. This option gives them more control over their mortgage repayments.

4. Credit-impaired loans. Just because a borrower has poor credit history doesn’t automatically disqualify them from taking out a loan. This type of loan thus provides an opportunity to credit-impaired individuals to take out a mortgage, although with usually higher interest rates and fees and charges than standard loans.

5. Lo document loans/Easy document loans. This type of loan is ideal for self-employed individuals and small companies wherein financial statements may not be available yet for a number of different reasons.

Add up to 5 home loans to your enquiry and get a free detailed comparison report.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

Mortgage Mart Home Loans Loan Type Initial Rate Comparison Rate  
Mortgage Mart
Mortgage Mart
Variable 3.92% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 3.94% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 3.94% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 4.00% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 4.02% 4.08%  
  • Revert Rate: 4.02%
  • Maximum LVR: 80.00%
  • Monthly Payment: $793
  • Total Cost: $89,444
  • Total Interest: $88,024
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 4.04% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 4.30% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 4.32% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 4.36% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Investment: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 4.42% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 4.42% 4.72%  
  • Revert Rate: 4.42%
  • Maximum LVR: 80.00%
  • Monthly Payment: $827
  • Total Cost: $105,756
  • Total Interest: $98,086
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 4.44% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 4.45% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 4.46% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Investment: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 4.54% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 4.54% 4.09%  
  • Revert Rate: 3.94%
  • Maximum LVR: 80.00%
  • Monthly Payment: $787
  • Total Cost: $89,718
  • Total Interest: $86,038
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 4.55% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 4.60% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 4.64% 4.78%  
  • Revert Rate: 4.64%
  • Maximum LVR: 80.00%
  • Monthly Payment: $846
  • Total Cost: $107,394
  • Total Interest: $103,714
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 4.70% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 4.72% 5.01%  
  • Revert Rate: 4.72%
  • Maximum LVR: 80.00%
  • Monthly Payment: $853
  • Total Cost: $113,447
  • Total Interest: $105,777
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 4.80% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 4.85% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 4.91% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
1 Year Fixed 4.95% 5.06%  
  • Revert Rate: 4.77%
  • Maximum LVR: 80.00%
  • Monthly Payment: $857
  • Total Cost: $114,741
  • Total Interest: $107,071
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 4.96% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Investment: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 4.96% 4.58%  
  • Revert Rate: 4.44%
  • Maximum LVR: 80.00%
  • Monthly Payment: $829
  • Total Cost: $102,275
  • Total Interest: $98,595
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Investment: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 4.97% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 5.00% 3.98%  
  • Revert Rate: 3.92%
  • Maximum LVR: 80.00%
  • Monthly Payment: $785
  • Total Cost: $86,963
  • Total Interest: $85,543
  • Total Fees: $1,420
  • Upfront Fee: $1,420
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 5.01% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 5.05% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 5.06% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
2 Years Fixed 5.10% 5.06%  
  • Revert Rate: 4.77%
  • Maximum LVR: 80.00%
  • Monthly Payment: $857
  • Total Cost: $114,741
  • Total Interest: $107,071
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 5.25% 4.62%  
  • Revert Rate: 4.32%
  • Maximum LVR: 80.00%
  • Monthly Payment: $818
  • Total Cost: $103,219
  • Total Interest: $95,549
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
3 Years Fixed 5.25% 5.06%  
  • Revert Rate: 4.77%
  • Maximum LVR: 80.00%
  • Monthly Payment: $857
  • Total Cost: $114,741
  • Total Interest: $107,071
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 5.45% 5.06%  
  • Revert Rate: 4.77%
  • Maximum LVR: 80.00%
  • Monthly Payment: $857
  • Total Cost: $114,741
  • Total Interest: $107,071
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 5.49% 5.71%  
  • Revert Rate: 5.49%
  • Maximum LVR: 80.00%
  • Monthly Payment: $920
  • Total Cost: $131,911
  • Total Interest: $126,071
  • Total Fees: $5,840
  • Upfront Fee: $1,340
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
4 Years Fixed 5.51% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 5.51% 5.20%  
  • Revert Rate: 5.06%
  • Maximum LVR: 80.00%
  • Monthly Payment: $882
  • Total Cost: $118,321
  • Total Interest: $114,641
  • Total Fees: $3,680
  • Upfront Fee: $680
  • Annual Fee: $120
  • Interest Only Payments: Yes
  • Investment: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 5.59% 5.81%  
  • Revert Rate: 5.59%
  • Maximum LVR: 80.00%
  • Monthly Payment: $929
  • Total Cost: $134,603
  • Total Interest: $128,763
  • Total Fees: $5,840
  • Upfront Fee: $1,340
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
5 Years Fixed 5.65% 5.06%  
  • Revert Rate: 4.77%
  • Maximum LVR: 80.00%
  • Monthly Payment: $857
  • Total Cost: $114,741
  • Total Interest: $107,071
  • Total Fees: $7,670
  • Upfront Fee: $1,420
  • Annual Fee: $250
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Mortgage Mart
Mortgage Mart
Variable 5.89% 6.10%  
  • Revert Rate: 5.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $956
  • Total Cost: $142,757
  • Total Interest: $136,917
  • Total Fees: $5,840
  • Upfront Fee: $1,340
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
Mortgage Mart
Mortgage Mart
Variable 5.99% 6.20%  
  • Revert Rate: 5.99%
  • Maximum LVR: 80.00%
  • Monthly Payment: $966
  • Total Cost: $145,501
  • Total Interest: $139,661
  • Total Fees: $5,840
  • Upfront Fee: $1,340
  • Monthly Fee: $15
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Investment: Yes