Over almost 50 years, MyState has assisted customers in Tasmania and beyond, start their savings plan, buy their first car or home and get started with an investment portfolio. Now, 120,000 customers prefer to bank with them and they look after more than $1.7 billion in assets on their behalf.

MyState is a wholly owned subsidiary of MyState Limited, a national diversified financial services group headquartered in Tasmania. MyState Limited formed in September 2009 following the merger of MyState and Tasmanian Perpetual Trustees Limited. Now, our strengths as an Authorised Deposit-taking Institution are offered alongside those of Tasmanian Perpetual Trustees Limited complementing their heritage as a trustee and wealth management company. MyState is the largest Tasmanian-owned financial institution, with strong roots in the Tasmanian community.

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Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

My State Home Loans Loan Type Initial Rate Comparison Rate  
My State
My State
2 Years Fixed 3.89% 4.95%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
My State
My State
3 Years Fixed 3.94% 4.86%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
My State
My State
Variable 3.99% 4.04%  
  • Revert Rate: 3.99%
  • Maximum LVR: 80.00%
  • Monthly Payment: $791
  • Total Cost: $87,928
  • Total Interest: $87,278
  • Total Fees: $650
  • Upfront Fee: $650
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
My State
My State
3 Years Fixed 3.99% 4.88%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
My State
My State
Variable 4.26% 4.31%  
  • Revert Rate: 4.26%
  • Maximum LVR: 80.00%
  • Monthly Payment: $813
  • Total Cost: $94,684
  • Total Interest: $94,034
  • Total Fees: $650
  • Upfront Fee: $650
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
My State
My State
1 Year Fixed 4.39% 5.11%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
My State
My State
2 Years Fixed 4.49% 5.06%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
My State
My State
5 Years Fixed 4.59% 4.96%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Owner Occupier: Yes
My State
My State
1 Year Fixed 4.59% 5.13%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
My State
My State
5 Years Fixed 4.99% 5.13%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $119,481
  • Total Interest: $119,131
  • Total Fees: $350
  • Upfront Fee: $350
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
My State
My State
Variable 5.23% 5.41%  
  • Revert Rate: 5.23%
  • Maximum LVR: 80.00%
  • Monthly Payment: $897
  • Total Cost: $123,831
  • Total Interest: $119,131
  • Total Fees: $4,700
  • Upfront Fee: $950
  • Annual Fee: $150
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Owner Occupier: Yes
My State
My State
Variable 5.63% 5.80%  
  • Revert Rate: 5.63%
  • Maximum LVR: 80.00%
  • Monthly Payment: $933
  • Total Cost: $134,544
  • Total Interest: $129,844
  • Total Fees: $4,700
  • Upfront Fee: $950
  • Annual Fee: $150
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Investment: Yes