Virgin Money

Virgin Money is the financial services arm of Sir Richard Branson's Virgin Group.

Established in Australia in 2003, Virgin Money offers a range of financial products including credit cards, savings accounts, superannuation and car insurance.

Virgin Money promises to offer customers a great value, honest and transparent alternative to personal finance. Shaking up the Australian finance scene and driving fair competition to make everyone better off remains the primary focus of everyone at Virgin Money.

Add up to 5 home loans to your enquiry and get a free detailed comparison report.

Items added: 0
Please enter the estimated value of the property

Important Information

Not all providers in the market are included in the comparison.

Any information or advice contained on this website is general in nature and has been prepared without taking into account your objectives, financial situation or needs.

Please note that due to recent changes by numerous lenders, some rates may be slightly incorrect. We shall have this resolved shortly.

Comparison Rate is based on all fees, charges and interest over the term of a standard loan of $150,000 for 25 year.

Virgin Money Home Loans Loan Type Initial Rate Comparison Rate  
Virgin Money
Virgin Money
Variable 3.89% 4.02%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
2 Years Fixed 3.99% 4.04%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
3 Years Fixed 3.99% 4.05%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
2 Years Fixed 4.05% 4.30%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
Virgin Money
Virgin Money
3 Years Fixed 4.14% 4.31%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
Virgin Money
Virgin Money
Variable 4.19% 4.32%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Redraw Facility: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Virgin Money
Virgin Money
1 Year Fixed 4.24% 4.06%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Offset Account: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
4 Years Fixed 4.34% 4.18%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
1 Year Fixed 4.34% 4.34%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Offset Account: Yes
  • Investment: Yes
Virgin Money
Virgin Money
4 Years Fixed 4.44% 4.41%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes
Virgin Money
Virgin Money
5 Years Fixed 4.49% 4.27%  
  • Revert Rate: 3.89%
  • Maximum LVR: 80.00%
  • Monthly Payment: $783
  • Total Cost: $87,952
  • Total Interest: $84,802
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Owner Occupier: Yes
Virgin Money
Virgin Money
5 Years Fixed 4.59% 4.49%  
  • Revert Rate: 4.19%
  • Maximum LVR: 80.00%
  • Monthly Payment: $808
  • Total Cost: $95,423
  • Total Interest: $92,273
  • Total Fees: $3,150
  • Upfront Fee: $150
  • Monthly Fee: $10
  • Extra Repayments: Yes
  • Interest Only Payments: Yes
  • Investment: Yes